521 Third Ave S, #C, Kure Beach, NC 28449 Property Records

New Hanover County property record for 521 Third Ave S, #C, Kure Beach, NC 28449

Property Summary

Property Type	Duplex
Details	3 bd · 3 ba · 1,600 sqft · built 2005
Owner	Individual Name on File
Last Sale	$496,000 (Apr 2021)
Tax Bill	$2,938 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R09405-003-007-003`

Property Details

APN / Parcel Number

Primary APN	`R09405-003-007-003`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,600 sqft Total Area
1st Floor Area	836 sqft
Basement Area	770 sqft
Finished Basement	770 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Duplex Single
Exterior Material	Wood Shingle
Terrain	Low
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	452 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	521 THIRD AVE S, C
City	KURE BEACH
State	NC
Zip	28449-3516
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RA-3,RESID
Legal Description	UNIT C ISLAND DREAM TWHS 19
Legal Subdivision	ISLAND DREAM TOWNHOMES XIX
Legal Block	3
Legal Lot Number	7
Jurisdiction	NEW HANOVER NC
Township / Civil Division	FEDERAL POINT
Census Block Group	2
Census Block	2028
Census Tract	12203

Owner

521 Third Ave S, #C is owned by an individual who bought it in April 2021.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	711 CLAYTOR DR, HILLSBOROUGH, NC 27278-2692
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2021 · Amount on File
Deed Sale	Apr 16, 2021 · Amount on File
Prior Sale	Apr 28, 2014 · Amount on File
Deed Document Number	202118971
Deed Book / Page	6437 / 1269
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Apr 16, 2021
Property Address	521 THIRD AVE S # C, C, KURE BEACH, NC 28449-3516
Document Number	00643701269
Book / Page	6437 / 1269
Map Reference	MB 15 PG 306
Instrument Date	Apr 7, 2021
Instrument	2021018971
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$992.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10117 MIZNER LN, RALEIGH, NC 27617-8445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 CLAYTON DR, HILLSBOROUGH, NC 27278-2692

Mortgage

Document Number	2021018972
Date	Apr 16, 2021
Instrument	2021018972

Lender

Name	CORPORATE INVESTORS MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 521 Third Ave S, #C was $2,938, up 1.3% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Kure Beach Town
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$614,700 (-) Building $614,700	$614,700 (-) Building $614,700
2025	$2,938.00 (+1.35%)	$614,700 Building $614,700	$614,700 Building $614,700
2024	$2,899.00 (+3.39%)
2023	$2,804.00 (-0.71%)	$391,800 Building $391,800	$391,800 Building $391,800
2022	$2,824.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 521 Third Ave S, #C in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 237 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	504 units insured incl. 267 condo units
Nearby Flood Claims	455 (1984–2025)
Claims Outside the SFHA	327 of 455
Most Recent Claim	Aug 2025 · tidal / storm surge
Claims by Event	Potential Tropical Cyclone Eight, Sep 2024 · 83 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 70 claims Hurricane Fran, Oct 1996 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 521 Third Ave S, #C is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KURE BEACH WATER SYSTEM serves 5,484 people · EPA ID NC0465025
Water Source	Groundwater
Last State Inspection	May 2026
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20