New Hanover County property record for 521 Third Ave S, #A, Kure Beach, NC 28449
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 3 ba · 1,600 sqft · built 2005 |
| Owner | Individual Name on File |
| Tax Bill | $2,938 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit Nov 2023 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | R09405-003-007-001 |
| Primary APN | R09405-003-007-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,600 sqft Total Area |
| 1st Floor Area | 836 sqft |
| Basement Area | 770 sqft |
| Finished Basement | 770 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Shingle |
| Terrain | Low |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 452 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 521 THIRD AVE S, A |
|---|---|
| City | KURE BEACH |
| State | NC |
| Zip | 28449-3516 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RA-3,RESID |
| Legal Description | UNIT A ISLAND DREAM TWHS 19 |
| Legal Subdivision | ISLAND DREAM TOWNHOMES XIX A CONDOMINIUM |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | FEDERAL POINT |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 12203 |
521 Third Ave S, #A is owned and occupied by an individual.
Source: New Hanover County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 521 THIRD AVE S, A, KURE BEACH, NC 28449-3516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Nov 30, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 521 THIRD AVE S # A, A, KURE BEACH, NC 28449-3516 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00640701036 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | 6407/1036 |
| Instrument | 2021005036 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SOUTHERN PINES, NC 28388 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 521 THIRD AVE S # A, A, KURE BEACH, NC 28449-3516 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00667700495 |
|---|---|
| Date | Nov 30, 2023 |
| Book Page | 6677/495 |
| Instrument | 2023029981 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 521 Third Ave S, #A was $2,938, up 3.8% from the year before.
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Municipality | Kure Beach Town |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $614,700 (-) Building $614,700 | $614,700 (-) Building $614,700 | |
| 2025 | $2,938.00 (+3.82%) | $614,700 Building $614,700 | $614,700 Building $614,700 |
| 2024 | $2,830.00 (+3.4%) | ||
| 2023 | $2,737.00 (-0.73%) | $382,500 Building $382,500 | $382,500 Building $382,500 |
| 2022 | $2,757.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 521 Third Ave S, #A in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 237 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 504 units insured incl. 267 condo units |
| Nearby Flood Claims | 455 (1984–2025) |
| Claims Outside the SFHA | 327 of 455 |
| Most Recent Claim | Aug 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 521 Third Ave S, #A is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KURE BEACH WATER SYSTEM serves 5,484 people · EPA ID NC0465025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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