521 Starlight Ln, Arroyo Grande, CA 93420 Property Records

San Luis Obispo County property record for 521 Starlight Ln, Arroyo Grande, CA 93420

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,383 sqft · built 1999
Lot Size0.099 acres (4,311 sqft)
OwnerIndividual Name on Record
Last Sale$606,000 (Mar 2020)
Tax Bill$7,079 (2025)
Deeds & MortgagesOct 2021 Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN077-412-065

Property Details

APN / Parcel Number

Primary APN077-412-065

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,383 sqft Living Area
1st Floor Area1,383 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Construction TypeWood
Lot Area4,311 sqft (0.099 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address521 STARLIGHT LN
CityARROYO GRANDE
StateCA
Zip93420-4156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMF
Legal DescriptionCY AG PM 53-23 PAR 64
Legal SubdivisionPARCEL MAP GAL 97 116
Legal Block2
Legal Lot Number64
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2006
Census Tract11904

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address521 STARLIGHT LN, ARROYO GRANDE, CA 93420-4156
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 27, 2020Grant Deed, Transfer · FHA Mortgage
CENTRAL COAST LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2020 · Amount on Record
Deed SaleMar 27, 2020 · Amount on Record
Prior SaleJan 8, 1999 · Amount on Record
Deed Document Number202015140
Prior Transfer DateJul 12, 2012
Prior Transfer Doc0000038115
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address521 STARLIGHT LN, ARROYO GRANDE, CA 93420-4156
Transaction TypeMortgage
Record UpdatedJun 9, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 STARLIGHT LN, ARROYO GRANDE, CA 93420-4156

Mortgage

Document Number0000070906
DateOct 20, 2021
Instrument2021070906
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressIRVINE, CA 92602
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term342 Months
DueApr 1, 2050

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 27, 2020
Property Address521 STARLIGHT LN, ARROYO GRANDE, CA 93420-4156
Document Number0000015140
Instrument DateFeb 14, 2020
Instrument15140
Transaction TypeTransfer
Record UpdatedApr 30, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$667.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 STARLIGHT LN ARROYO GRANDE CA 934204156, ARROYO GRANDE, CA 93420-4156

Mortgage

Document Number15141
DateMar 27, 2020
Instrument15141
Lender
NameCENTRAL COAST LNDG
AddressMORRO BAY, CA 93442
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 26, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityArroyo Grande City
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$676,000 (+2%) Land $390,429 Building $285,571
2025$7,079.00 (+4.46%)$662,746 (+4.04%) Land $382,774 Building $279,972
2023$6,777.00 (+1.54%)$637,012 Land $367,911 Building $269,101
2022$6,674.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ARROYO GRANDE UTILITIES DIVISION
serves 17,963 people · EPA ID CA4010001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.

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