San Luis Obispo County property record for 520 Starlight Ln, Arroyo Grande, CA 93420
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,587 sqft · built 1999 |
| Lot Size | 0.114 acres (4,943 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $5,038 (2025) |
| Deeds & Mortgages | Oct 2020 Transfer Oct 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077-412-049 |
| Primary APN | 077-412-049 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,587 sqft Living Area |
| 1st Floor Area | 1,587 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Wood |
| Lot Area | 4,943 sqft (0.114 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 520 STARLIGHT LN |
|---|---|
| City | ARROYO GRANDE |
| State | CA |
| Zip | 93420-4156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MF |
| Legal Description | CY AG PM 53-23 PAR 48 |
| Legal Subdivision | ARROYO GRAND |
| Legal Block | 2 |
| Legal Lot Number | 48 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 11904 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 520 STARLIGHT LN, ARROYO GRANDE, CA 93420-4156 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Oct 19, 2020 | Quit Claim Deed, Transfer UNISOURCE |
| Oct 19, 2020 | Intrafamily Transfer, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Oct 19, 2020 | Quit Claim Deed, Transfer UNISOURCE TITLE INS |
| Aug 31, 2018 | Grant Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC |
| Aug 31, 2018 | Affidavit of Death, Transfer FIDELITY NATIONAL TITLE |
| Jun 22, 2018 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2020 |
| Deed Sale | Oct 19, 2020 |
| Prior Sale | Aug 31, 2018 · Amount on Record |
| Deed Document Number | 202058441 |
| Prior Transfer Date | Oct 1, 2020 |
| Prior Transfer Doc | 0000058441 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 19, 2020 |
| Property Address | 520 STARLIGHT LN, ARROYO GRANDE, CA 93420-4156 |
| Document Number | 0000058443 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 58443 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2020 |
| Title Company | UNISOURCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 520 STARLIGHT LN ARROYO GRANDE CA 934204156, ARROYO GRANDE, CA 93420-4156 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 19, 2020 |
| Property Address | 520 STARLIGHT LN, ARROYO GRANDE, CA 93420-4156 |
| Document Number | 0000058441 |
| Map Reference | MB 53 PG 23 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 2020058441 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | UNISOURCE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2530 REDHILL AVE STE 110, 110, SANTA ANA, CA 92705-5560 |
| Document Number | 0000058442 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 2020058442 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 19, 2020 |
| Property Address | 520 STARLIGHT LN, ARROYO GRANDE, CA 93420-4156 |
| Document Number | 0000058440 |
| Instrument Date | Sep 8, 2020 |
| Instrument | 58440 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2020 |
| Title Company | UNISOURCE TITLE INS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 520 STARLIGHT LN ARROYO GRANDE CA 934204156, ARROYO GRANDE, CA 93420-4156 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 31, 2018 |
| Property Address | 520 STARLIGHT LN, ARROYO GRANDE, CA 93420-4156 |
| Document Number | 0000036127 |
| Map Reference | MB53 PG23 |
| Instrument Date | Jun 19, 2018 |
| Instrument | 2018036127 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5986 BIRCH ST, CARPINTERIA, CA 93013-2716 |
| Document Number | 0000036128 |
|---|---|
| Date | Aug 31, 2018 |
| Instrument | 2018036128 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 31, 2018 |
| Property Address | 520 STARLIGHT LN, ARROYO GRANDE, CA 93420-4156 |
| Document Number | 0000036126 |
| Instrument Date | Jun 19, 2018 |
| Instrument | 36126 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 177 MARY AVE #230 NIPOMO CA 934445660, 230, NIPOMO, CA 93444-5660 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jun 22, 2018 |
| Property Address | 520 STARLIGHT LN, ARROYO GRANDE, CA 93420-4156 |
| Document Number | 0000025677 |
| Instrument Date | Jun 18, 2018 |
| Instrument | 25677 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 177 MARY AVE #230 NIPOMO CA 934445660, 230, NIPOMO, CA 93444-5660 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Arroyo Grande City |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $659,936 (+2%) Land $341,347 Building $318,589 | |
| 2025 | $5,038.00 (+2.77%) | $646,997 (+4.04%) Land $334,654 Building $312,343 |
| 2024 | $4,902.00 | |
| 2023 | $4,902.00 (-0.2%) | $621,875 Land $321,660 Building $300,215 |
| 2022 | $4,912.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ARROYO GRANDE UTILITIES DIVISION serves 17,963 people · EPA ID CA4010001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.
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