Grand County property record for 521 Spruce Dr, Granby, CO 80446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,144 sqft · built 1999 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Feb 2016) |
| Tax Bill | $1,726 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R113025 |
| Primary APN | R113025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,144 sqft |
| Gross Area | 1,256 sqft |
| Year Built | Built 1999 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Account Number | R113025 |
|---|---|
| Street Address | 521 SPRUCE DR |
| City | GRANBY |
| State | CO |
| Zip | 80446-5044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD: GRAND MEADOWS GRANBY LOT: 6 BLOCK: 2 |
| Legal Subdivision | GRAND MEADOWS GRANBY |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | GRAND CO |
| Township / Civil Division | GRANBY |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 207 |
521 Spruce Dr is owned by an individual who bought it in February 2016.
Source: Grand County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1266, GRANBY, CO 80446-1266 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2016 · Amount on File |
| Deed Sale | Feb 22, 2016 · Amount on File |
| Deed Document Number | 2016001257 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAND CO |
| Property Address | 521 E SPRUCE DR, GRANBY, CO 80446 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017006823 |
|---|---|
| Date | Aug 25, 2017 |
| Instrument | 2017006823 |
| Name | GRAND MOUNTAIN BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANBY, CO 80446 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 521 Spruce Dr was $1,726.
Source: Grand County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Grand County |
| Municipality | Granby Town |
| Unified School District | East Grand School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,726.00 | $27,670 Land $3,880 Building $23,790 | $442,620 Land $62,000 Building $380,620 |
| 2023 | $1,702.00 (+46.22%) | $27,850 (+55.41%) Land $3,550 Building $24,300 | $415,620 (+61.16%) Land $52,990 Building $362,630 |
| 2022 | $1,164.00 | $17,920 Land $2,780 Building $15,140 | $257,890 Land $40,000 Building $217,890 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 521 Spruce Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 521 Spruce Dr is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 69% of Colorado |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRANBY TOWN OF NORTH SERVICE AREA serves 2,025 people · EPA ID CO0125321 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| ElektraFi Fixed Wireless | 400 / 60 |
5G (outdoors only) and 4G LTE
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