521 Smith St, Forest, OH 45843 Property Records

Hardin County property record for 521 Smith St, Forest, OH 45843 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,700 sqft · built 1999
Lot Size	5.64 acres (245,983 sqft)
Owner	Individual Name on File
Tax Bill	$1,600 (2025)
Deeds & Mortgages	Dec 2009 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23-010006.0000`

Property Details

APN / Parcel Number

Primary APN	`23-010006.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,700 sqft Living Area
1st Floor Area	1,700 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	245,983 sqft (5.64 acres)

Exterior Amenities

Deck Area	64 sqft
Shed	1 Shed
Shed Area	240 sqft
Mobile Home / RV Hookup	Mobile Home / RV Hookup
Total Buildings	6 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	521 SMITH ST
City	FOREST
State	OH
Zip	45843-1055
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMPBELLS 2ND PT OL 21 5.647A
Legal Subdivision	CAMPBELL
Jurisdiction	HARDIN OH
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2006
Census Tract	100

Owner

Source: Hardin County records · APN 23-010006.0000

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2193 STATE ROUTE 53, FOREST, OH 45843-9154
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 05, 1993
Deed Sale	Nov 05, 1993
Prior Sale	Apr 22, 1991 · Amount on Record
Record Updated	Jun 08, 2026

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	521 SMITH ST, FOREST, OH 45843-1055
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00488/2427
Date	Dec 03, 2009
Book Page	488/2427
Instrument	200900056907

Lender

Name	THE FIRST CITIZENS NATIONAL BANK
Address	UPPER SANDUSKY, OH 43351

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Nov 27, 2029

Tax Assessment & Valuation

Source: Hardin County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Jackson Township
Municipality	Forest Village
Unified School District	Riverdale Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,600.00 (-0.19%)	$48,140 (-) Land $11,490 Building $36,650
2024	$1,603.00 (+0.94%)	$48,140 (-) Land $11,490 Building $36,650
2023	$1,588.00 (+10.58%)	$48,140 (+27.69%) Land $11,490 Building $36,650	$137,540 (+27.69%) Land $32,830 Building $104,710
2022	$1,436.00	$37,700 Land $8,160 Building $29,540
2020			$107,710 Land $23,310 Building $84,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hardin County (39065C), updated July 9, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390650001002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 4% of the US · above 19% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 152 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
HDER Link	Fixed Wireless (unlicensed)	500 / 500
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Benton Ridge Telephone Company, Defiance Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.