Hardin County property record for 512 Smith St, Forest, OH 45843 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1983 |
| Lot Size | 0.228 acres (9,944 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Jul 2023) |
| Tax Bill | $1,224 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-020052.0000 |
| Primary APN | 23-020052.0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Upper Floors Area | 240 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 621 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,944 sqft (0.228 acres) |
| Lot Dimensions | 113 ft deep x 88 ft wide |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 512 SMITH ST |
|---|---|
| City | FOREST |
| State | OH |
| Zip | 45843-1056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SMITHS 2ND PT SW PT 8 |
| Legal Subdivision | SMITHS |
| Jurisdiction | HARDIN OH |
| Township / Civil Division | JACKSON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 100 |
Source: Hardin County records · APN 23-020052.0000
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 512 SMITH ST, FOREST, OH 45843-1056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 05, 2023 | Warranty Deed, Transfer · FHA Mortgage CONSUMER REAL ESTATE FINANCE CO |
| Jul 30, 2020 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 05, 2023 · Amount on Record |
| Deed Sale | Jul 05, 2023 · Amount on Record |
| Prior Sale | Jul 30, 2020 · Amount on Record |
| Deed Document Number | 20231795 |
| Deed Book / Page | 568 / 2057 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN OH |
| Recording Date | Jul 05, 2023 |
| Property Address | 512 SMITH ST, FOREST, OH 45843-1056 |
| Document Number | 00568/2057 |
| Book / Page | 568 / 2057 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 2023001795 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Title Company | WHITMAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 512 SMITH ST, FOREST, OH 45843-1056 |
| Document Number | 2023001796 |
|---|---|
| Date | Jul 05, 2023 |
| Instrument | 2023001796 |
| Name | CONSUMER REAL ESTATE FINANCE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN OH |
| Recording Date | Jul 30, 2020 |
| Property Address | 512 SMITH ST, FOREST, OH 45843-1056 |
| Document Number | 00557/2039 |
| Book / Page | 557 / 2039 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 202000002538 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2022 |
| Title Company | FLAG CITY TITLE AGENCY INC, FLAG CITY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 512 SMITH ST, FOREST, OH 45843-1056 |
| Document Number | 202000002539 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 202000002539 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Hardin County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hardin County |
| County Subdivision | Jackson Township |
| Municipality | Forest Village |
| Unified School District | Riverdale Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,224.00 (-0.08%) | $38,460 (-) Land $2,120 Building $36,340 | |
| 2024 | $1,225.00 (+31.72%) Homeowner's exemption | $38,460 (-) Land $2,120 Building $36,340 | |
| 2023 | $930.00 (-4.32%) Homeowner's exemption Senior Citizen's exemption | $38,460 (+8.61%) Land $2,120 Building $36,340 | $109,890 (+8.62%) Land $6,060 Building $103,830 |
| 2022 | $972.00 Homeowner's exemption Senior Citizen's exemption | $35,410 Land $1,940 Building $33,470 | |
| 2020 | $101,170 Land $5,540 Building $95,630 |
Source: FEMA National Flood Hazard Layer, Hardin County (39065C), updated July 9, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390650001002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Low above 4% of the US · above 19% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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