521 Sinclair St, Charlotte, NC 28208 Property Records

Mecklenburg County property record for 521 Sinclair St, Charlotte, NC 28208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 973 sqft · built 1957
Lot Size	0.167 acres (7,290 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jun 2023)
Tax Bill	$1,941 (2023)
Deeds & Mortgages	Jun 2023 Sale Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`063-114-15`

Property Details

APN / Parcel Number

Primary APN	`063-114-15`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	973 sqft Heated Area
Gross Area	925 sqft
1st Floor Area	925 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,290 sqft (0.167 acres)
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	063-114-15
Street Address	521 SINCLAIR ST
City	CHARLOTTE
State	NC
Zip	28208-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	L10 B23 M8-371
Legal Subdivision	WESTMONT
Legal Block	23
Legal Lot Number	10
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3000
Census Tract	4302

Owner

Source: Mecklenburg County records, as of July 6, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	521 SINCLAIR ST, CHARLOTTE, NC 28208-1332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Warranty Deed, Transfer
Feb 14, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jul 9, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2023 · Amount on Record
Deed Sale	Jun 23, 2023 · Amount on Record
Prior Sale	Feb 14, 2020 · Amount on Record
Deed Document Number	2023059461
Deed Book / Page	38207 / 230
Record Updated	Jun 7, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 23, 2023
Property Address	521 SINCLAIR ST, CHARLOTTE, NC 28208-1332
Document Number	0000059461
Book / Page	38207 / 230
Map Reference	MB 8 PG 371
Instrument Date	Jun 23, 2023
Instrument	2023059461
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 KNOB CREEK DR, LAWNDALE, NC 28090-8229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 SINCLAIR ST, CHARLOTTE, NC 28208-1332

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 14, 2020
Property Address	521 SINCLAIR ST, CHARLOTTE, NC 28208-1332
Document Number	0000021545
Book / Page	34285 / 319
Map Reference	MB 8 PG 371
Instrument Date	Feb 11, 2020
Instrument	2020021545
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$298.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6083 HOLLAND DR, 6083, CLOVER, SC 29710-9572

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 SINCLAIR ST, CHARLOTTE, NC 28208-1332

Mortgage

Document Number	0000021546
Date	Feb 14, 2020
Instrument	2020021546

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 9, 2019
Property Address	521 SINCLAIR ST, CHARLOTTE, NC 28208-1332
Document Number	0000085971
Book / Page	033653 / 000704
Instrument Date	Jul 9, 2019
Instrument	85971
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6083 HOLLAND DR CLOVER SC 297109572, CLOVER, SC 29710-9572

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,941.00	$201,200 Land $55,000 Building $146,200	$201,200 Land $55,000 Building $146,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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