509 Sinclair St, Charlotte, NC 28208 Property Records

Mecklenburg County property record for 509 Sinclair St, Charlotte, NC 28208

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,025 sqft · built 1957
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Last Sale	$80,000 (Sep 2018)
Tax Bill	$1,212 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`063-114-12`

Property Details

APN / Parcel Number

Primary APN	`063-114-12`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,025 sqft Living Area
1st Floor Area	1,025 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1975
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Patio Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	509 SINCLAIR ST
City	CHARLOTTE
State	NC
Zip	28208-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	L13 B23 M8-371
Legal Subdivision	WESTMONT
Legal Block	23
Legal Lot Number	13
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3000
Census Tract	4302

Owner

Source: Mecklenburg County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2723 CREEKBED LN, CHARLOTTE, NC 28210-6703
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Sep 6, 2023	Deed of Trust, Mortgage · Commercial Mortgage BPL MORTGAGE TRUST LLC
Oct 20, 2022	Warranty Deed, Transfer
Sep 28, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Prior Sale	May 18, 2011 · Amount on Record
Deed Document Number	2018123311
Deed Book / Page	33010 / 486
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	509 SINCLAIR ST, CHARLOTTE, NC 28208-1332
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2723 CREEKBED LN, CHARLOTTE, NC 28210-6703

Mortgage

Document Number	0000048495
Date	Mar 30, 2022
Book Page	37199/921
Instrument	2022048495

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	CHARLOTTE, NC 28210

Agreement

Amount	Amount Recorded

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	509 SINCLAIR ST, CHARLOTTE, NC 28208-1332
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2723 CREEKBED LN, CHARLOTTE, NC 28210-6703
Investor	Possibly a Property Investor

Mortgage

Document Number	0000085495
Date	Sep 6, 2023
Book Page	38356/498
Instrument	2023085495

Lender

Name	BPL MORTGAGE TRUST LLC
Address	VILLA PARK, IL 60181

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 20, 2022
Property Address	509 SINCLAIR ST, CHARLOTTE, NC 28208-1332
Document Number	0000145136
Book / Page	37724 / 590
Map Reference	MB 8 PG 371
Instrument Date	Oct 19, 2022
Instrument	2022145136
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2723 CREEKBED LN, CHARLOTTE, NC 28210-6703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 SINCLAIR ST, CHARLOTTE, NC 28208-1332
Investor	Possibly a Property Investor

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 28, 2018
Property Address	509 SINCLAIR ST, CHARLOTTE, NC 28208-1332
Document Number	0000123311
Book / Page	033010 / 000486
Instrument Date	Sep 27, 2018
Instrument	123311
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	509 SINCLAIR ST CHARLOTTE NC 282081332, CHARLOTTE, NC 28208-1332

Mortgage

Document Number	123312
Date	Sep 28, 2018
Book Page	033010/000488
Instrument	123312

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$139,800 Land $55,000 Building $84,800	$139,800 Land $55,000 Building $84,800
2024	$1,212.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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