White County property record for 521 Simpson Rd, Sparta, TN 38583
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,264 sqft · built 2007 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $142,500 (Jun 2008) |
| Tax Bill | $1,098 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 093043 03305 |
| Primary APN | 093043 03305 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,264 sqft Living Area |
| 1st Floor Area | 2,264 sqft |
| Basement Area | 416 sqft |
| Finished Basement | 416 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 47,480 sqft (1.09 acres) |
| Terrain | Rolling |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 350 sqft |
| Deck Area | 196 sqft |
| Patio Area | 196 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 521 SIMPSON RD |
|---|---|
| City | SPARTA |
| State | TN |
| Zip | 38583-6839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 4; SUBDIVISION: REDIVISION OF BILLINGS DIV; LOT: 2-A |
| Legal Subdivision | REDIVISION OF BILLINGS DIV |
| Legal Lot Number | 2-A |
| Jurisdiction | WHITE TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 935200 |
Source: White County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 521 SIMPSON RD, SPARTA, TN 38583-6839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2008 · Amount on Record |
| Deed Sale | Jun 23, 2008 · Amount on Record |
| Deed Book / Page | 250 / 695 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITE TN |
| Recording Date | Jun 17, 2026 |
| Property Address | 521 SIMPSON RD, SPARTA, TN 38583-6839 |
| Document Number | 0000002781 |
| Book / Page | 604 / 1 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 20262781 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 521 SIMPSON RD, SPARTA, TN 38583-6839 |
| Document Number | 0000002781, |
|---|---|
| Date | Jun 17, 2026 |
| Book Page | 604/1 |
| Instrument | 20262781 |
| Name | WELLSFARGOBANKNA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: White County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | White County |
| Unified School District | White County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,098.00 (+18.45%) | $77,900 (+72.35%) Land $4,150 Building $73,750 | $311,600 (+72.35%) Land $16,600 Building $295,000 |
| 2023 | $45,200 Land $2,950 Building $42,250 | ||
| 2021 | $927.00 | ||
| 2020 | $180,800 Land $11,800 Building $169,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEWHITE UTILITY DISTRICT serves 8,467 people · EPA ID TN0000190 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ben Lomand Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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