425 Simpson Rd, Sparta, TN 38583 Property Records

White County property record for 425 Simpson Rd, Sparta, TN 38583

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,860 sqft · built 2023
Lot Size	5.93 acres (258,311 sqft)
Owner	2 Individual Names on Record
Last Sale	$384,999 (Aug 2025)
Tax Bill	$1,120 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`093043 03401`

Property Details

APN / Parcel Number

Primary APN	`093043 03401`
Alternative APN	`043 03401`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,860 sqft Living Area
1st Floor Area	1,860 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Lot Area	258,311 sqft (5.93 acres)
Terrain	Rolling
Porch	Slab
Porch Area	266 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	425 SIMPSON RD
City	SPARTA
State	TN
Zip	38583-6839
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 4
Jurisdiction	WHITE TN
Township / Civil Division	6
Census Block Group	2
Census Block	2024
Census Tract	935200

Owner

Source: White County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	425 SIMPSON RD, SPARTA, TN 38583-6839
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC
Jul 27, 2023	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2025 · Amount on Record
Deed Sale	Aug 13, 2025 · Amount on Record
Prior Sale	Oct 12, 2023 · Amount on Record
Deed Document Number	20253028
Deed Book / Page	580 / 377
Prior Transfer Date	Jul 21, 2023
Prior Transfer Doc	0RB535/945
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Oct 12, 2023
Property Address	425 SIMPSON RD, SPARTA, TN 38583-6839
Document Number	0RB540/332
Book / Page	RB540 / 332
Instrument Date	Oct 6, 2023
Instrument	23003912
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Amount	Amount Recorded
Tax	$480.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 SIMPSON RD, SPARTA, TN 38583-6839

Mortgage

Document Number	0RB540/334
Date	Oct 12, 2023
Book Page	RB540/334
Instrument	23003913

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Dec 1, 2053

July 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	WHITE TN
Recording Date	Jul 27, 2023
Property Address	425 SIMPSON RD, SPARTA, TN 38583-6839
Document Number	0RB535/945
Book / Page	RB535 / 945
Instrument Date	Jul 21, 2023
Instrument	23002874
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Amount	Amount Recorded
Tax	$321.94
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9605 SMITHVILLE HWY, SPARTA, TN 38583-6754

Tax Assessment & Valuation

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,120.00 (+418.52%)	$79,400 (+782.22%) Land $16,150 Building $63,250	$317,600 (+652.61%) Land $64,600 Building $253,000
2023		$9,000 (-14.69%) Land $9,000
2022		$10,550 Land $10,550	$42,200 (+17.22%) Land $42,200
2021	$216.00
2020			$36,000 Land $36,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEWHITE UTILITY DISTRICT serves 8,467 people · EPA ID TN0000190
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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