521 Simms St, Aurora, IL 60505 Property Records

Kane County property record for 521 Simms St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,084 sqft · built 1926
Lot Size	0.103 acres (4,492 sqft)
Owner	Company Name on File
Tax Bill	$544 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-27-380-016`

Property Details

APN / Parcel Number

Primary APN	`15-27-380-016`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,084 sqft Living Area
Gross Area	2,722 sqft
1st Floor Area	1,084 sqft
Basement Area	1,084 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	4,492 sqft (0.103 acres)
Lot Dimensions	100 ft deep x 44.9 ft wide
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	521 SIMMS ST
City	AURORA
State	IL
Zip	60505-5218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BINDERS RESUBDN E 44.85 FT LOT 3 BLK 2 LOT DIMENSIONS: 44.85 X 100.15 APPROX LOT SQ FT 4492 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 001
Legal Subdivision	BINDERS RESUBDN E
Legal Block	2
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3008
Census Tract	854302

Owner

Source: Kane County assessment roll, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	521 SIMMS ST, AURORA, IL 60505-5218
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 1, 2007
Transfer Doc	0000027029
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	521 SIMMS ST, AURORA, IL 60505-5218
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 SIMMS ST, AURORA, IL 60505-5218

Mortgage

Document Number	0000069047
Date	Sep 10, 2021
Instrument	2021K069047

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	478 Months
Due	Jul 28, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$544.00 (-46.25%) Homeowner's exemption Senior Citizen's exemption	$76,180 (+9.39%) Land $6,153 Building $70,027	$228,631 (+9.39%) Land $18,466 Building $210,165
2024		$69,641 (+22.66%) Land $5,625 Building $64,016	$209,007 (+22.71%) Land $16,882 Building $192,125
2022	$1,012.00 (-5.95%) Homeowner's exemption	$56,774 (+7.41%) Land $4,586 Building $52,188	$170,322 (+7.41%) Land $13,758 Building $156,564
2021	$1,076.00 Homeowner's exemption	$52,858 Land $4,270 Building $48,588	$158,574 Land $12,810 Building $145,764

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	19 (1996–2022)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 7 claims Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Benton Ridge Telephone Company, T-Mobile USA.

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