521 Schenectady St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 521 Schenectady St, Schenectady, NY 12307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,192 sqft · built 1875
Lot Size	0.108 acres (4,733 sqft)
Owner	2 Company Names on Record
Last Sale	$29,500 (Mar 2021)
Tax Bill	$3,550 (2026)
Deeds & Mortgages	Dec 2025 Transfer Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`421500 49.32-4-5`

Property Details

APN / Parcel Number

Primary APN	`421500 49.32-4-5`
Alternative APN	`150004903200040050000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	967 sqft
Upper Floors Area	225 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,733 sqft (0.108 acres)
Lot Dimensions	142 ft deep x 33.3 ft wide
Porch	Slab
Porch Area	296 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	521 SCHENECTADY ST
City	SCHENECTADY
State	NY
Zip	12307-1714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	1X WOOD
Legal Block	4
Legal Lot Number	5.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2002
Census Tract	21002

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	360 RAVINE ST, MEADVILLE, PA 16335-1244
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Intrafamily Transfer, Transfer TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC
Mar 25, 2021	Warranty Deed, Transfer PRIORITY 1 ABSTRACT, PRIORITY I ABSTRACT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2021 · Amount on Record
Deed Sale	Mar 25, 2021 · Amount on Record
Prior Sale	Aug 8, 1994 · Amount on Record
Deed Document Number	202112974
Deed Book / Page	2055 / 182
Last Transfer Date	Oct 14, 2025
Transfer Doc	0000029194
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 15, 2025
Property Address	521 SCHENECTADY ST, SCHENECTADY, NY 12307-1714
Document Number	0000029194
Instrument Date	Oct 14, 2025
Instrument	202529194
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 MARTINE AVE # AVE7G, AVE7G, WHITE PLAINS, NY 10601-3459

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	360 RAVINE ST, MEADVILLE, PA 16335-1244

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 25, 2021
Property Address	521 SCHENECTADY ST, SCHENECTADY, NY 12307-1714
Document Number	0000012974
Book / Page	2055 / 182
Instrument Date	Nov 20, 2020
Instrument	202112974
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	PRIORITY 1 ABSTRACT, PRIORITY I ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$118.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	521 SCHENECTADY ST, 521, SCHENECTADY, NY 12307-1714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 MARTINE AVE APT 7G, 7G, WHITE PLAINS, NY 10601-3473

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,550.00 (+2.96%)
2025	$3,448.00 (+6.45%)	$62,100 (-) Land $9,300 Building $52,800	$102,832 (+13.35%) Land $15,400 Building $87,432
2024		$62,100 (-) Land $9,300 Building $52,800	$90,723 (+15.41%) Land $13,587 Building $77,136
2023		$62,100 (-) Land $9,300 Building $52,800	$78,608 (+3.8%) Land $11,772 Building $66,836
2022		$62,100 Land $9,300 Building $52,800	$75,732 Land $11,342 Building $64,390
2021	$3,239.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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