519 Schenectady St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 519 Schenectady St, Schenectady, NY 12307

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,260 sqft · built 1875
Lot Size	0.108 acres (4,733 sqft)
Owner	Individual Name on Record
Last Sale	$500 (Aug 2014)
Tax Bill	$4,638 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.32-4-6`

Property Details

APN / Parcel Number

Primary APN	`421500 49.32-4-6`
Alternative APN	`150004903200040060000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,260 sqft Total Area
1st Floor Area	1,130 sqft
2nd Floor Area	1,130 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,733 sqft (0.108 acres)
Lot Dimensions	142 ft deep x 33.3 ft wide
Garage Type	Detached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	372 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	519 SCHENECTADY ST
City	SCHENECTADY
State	NY
Zip	12307-1714
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD AND BARN
Legal Block	4
Legal Lot Number	6.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2002
Census Tract	21002

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	519 SCHENECTADY ST, SCHENECTADY, NY 12307-1714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU
Dec 10, 2019	Deed of Trust, Mortgage · Line of Credit SUNMARK FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2014 · Amount on Record
Deed Sale	Aug 12, 2014 · Amount on Record
Deed Document Number	201439542
Deed Book / Page	1899 / 132
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	519 SCHENECTADY ST, SCHENECTADY, NY 12307-1714
Transaction Type	Mortgage
Record Updated	Jan 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 SCHENECTADY ST 2, 2, SCHENECTADY, NY 12307-1714

Mortgage

Document Number	0000068473
Date	Dec 28, 2022
Book Page	5280/692
Instrument	202268473

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 15, 2042

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	519 SCHENECTADY ST, SCHENECTADY, NY 12307-1714
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 SCHENECTADY ST, SCHENECTADY, NY 12307-1714

Mortgage

Document Number	0000058923
Date	Nov 22, 2021
Book Page	5170/946
Instrument	202158923

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 15, 2031

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	519 SCHENECTADY ST, SCHENECTADY, NY 12307-1714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054755
Date	Dec 10, 2019
Book Page	4958/915
Instrument	201954755

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 25, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,638.00 (+4.11%)
2025	$4,455.00 (+10.71%)	$58,800 (-) Land $8,800 Building $50,000	$97,367 (+30.82%) Land $14,572 Building $82,795
2023		$58,800 (-) Land $8,800 Building $50,000	$74,430 (+3.8%) Land $11,139 Building $63,291
2022		$58,800 Land $8,800 Building $50,000	$71,707 Land $10,732 Building $60,975
2021	$4,024.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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