521 S Downing St, Seaside, OR 97138 Property Records

Clatsop County property record for 521 S Downing St, Seaside, OR 97138

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,935 sqft · built 1910
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on File
Last Sale	$475,000 (Dec 2005)
Tax Bill	$6,738 (2025)
Deeds & Mortgages	Jan 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`61021AC16600`

Property Details

APN / Parcel Number

Primary APN	`61021AC16600`
Alternative APN	`11923`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,935 sqft Living Area
Gross Area	3,472 sqft
1st Floor Area	1,730 sqft
Attic	Attic
Attic Area	668 sqft
Basement Area	1,074 sqft
Finished Basement	1,074 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1953
Exterior Material	Shingle
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Detached
Garage Area	1,380 sqft
Driveway	Concrete Driveway
Driveway Area	795 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	523 sqft
Deck Area	61 sqft
Patio Area	61 sqft
Shed	1 Shed
Shed Area	493 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Account Number	11923
Street Address	521 S DOWNING ST
City	SEASIDE
State	OR
Zip	97138-5618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	HERMOSA PARK LT 15, 16 BLK 13
Legal Range	10
Legal Township	06
Legal Section	21
Legal Subdivision	HERMOSA PARK
Legal Block	13
Legal Lot Number	15,16
Jurisdiction	CLATSOP OR
Township / Civil Division	SEASIDE
Census Block Group	3
Census Block	3043
Census Tract	950900

Owner

Source: Clatsop County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	28033 UMIAK CT, BONITA SPRINGS, FL 34135-8620
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2005 · Amount on File
Deed Sale	Dec 14, 2005 · Amount on File
Deed Document Number	200515098
Last Transfer Date	Jul 11, 2006
Transfer Doc	0000007842
Record Updated	Oct 29, 2026

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLATSOP OR
Property Address	521 S DOWNING ST, SEASIDE, OR 97138-5618
Document Number	0000000331
Instrument Date	Jan 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	436 S DOWNING ST SEASIDE OR 971385738, SEASIDE, OR 97138-5738

Mortgage

Document Number	0000000331
Date	Jan 16, 2019
Instrument	331

Lender

Name	UMPQUA BK
Type	Bank
Address	VANCOUVER, WA 98660

Agreement

Term	36 Months
Due	Jan 15, 2022

Tax Assessment & Valuation

Source: Clatsop County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clatsop County
Municipality	Seaside City
Unified School District	Seaside School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,738.00 (+6.16%)	$468,966 (+6.09%)	$818,270 (-5.03%) Land $278,980 Building $539,290
2023	$6,347.00 (+2.8%)	$442,047 (+3%)	$861,594 (-13.5%) Land $268,250 Building $593,344
2022	$6,174.00	$429,173	$996,086 Land $373,466 Building $622,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 individual policies
Nearby Flood Policies	123 units insured incl. 80 condo units
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jan 2006 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEASIDE WATER DEPARTMENT serves 7,482 people · EPA ID OR4100799
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20