Clatsop County property record for 481 S Downing St, Seaside, OR 97138
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 910 sqft · built 1938 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Oct 2018) |
| Tax Bill | $2,660 (2025) |
| Deeds & Mortgages | May 2023 Mortgage May 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 61021AC07800 |
| Primary APN | 61021AC07800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 910 sqft Living Area |
| 1st Floor Area | 540 sqft |
| Attic Area | 370 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Shingles |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Deck Area | 261 sqft |
| Patio Area | 261 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 11828 |
|---|---|
| Street Address | 481 S DOWNING ST |
| City | SEASIDE |
| State | OR |
| Zip | 97138-5737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | HERMOSA PARK LT 7 BLK 6 |
| Legal Range | 10 |
| Legal Township | 06 |
| Legal Section | 21 |
| Legal Quarter | NE |
| Quarter-Quarter Section | SW |
| Legal Subdivision | HERMOSA PARK |
| Legal Block | 6 |
| Legal Lot Number | 7 |
| Jurisdiction | CLATSOP OR |
| Township / Civil Division | SEASIDE |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 950900 |
Source: Clatsop County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 481 S DOWNING ST, SEASIDE, OR 97138-5737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2023 | Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC |
| May 22, 2019 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG |
| Oct 25, 2018 | Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE INSURANCE CO. |
| May 15, 2017 | Loan Modification, Mortgage COLUMBIA ST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2018 · Amount on Record |
| Deed Sale | Oct 25, 2018 · Amount on Record |
| Prior Sale | Aug 13, 2008 · Amount on Record |
| Deed Document Number | 201808302 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLATSOP OR |
| Property Address | 481 S DOWNING ST, SEASIDE, OR 97138-5737 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 3644 FRANKLIN AVE, ASTORIA, OR 97103-2513 |
| Document Number | 0000002229 |
|---|---|
| Date | May 10, 2023 |
| Instrument | 202302229 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BAKERSFIELD, CA 93309 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLATSOP OR |
| Recording Date | May 22, 2019 |
| Property Address | 481 S DOWNING ST, SEASIDE, OR 97138-5737 |
| Document Number | 0000003292 |
| Instrument Date | May 17, 2019 |
| Instrument | 3292 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2019 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $544.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1225 SW TEXAS ST PORTLAND OR 972192046, PORTLAND, OR 97219-2046 |
| Document Number | 3293 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 3293 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLATSOP OR |
| Recording Date | Oct 25, 2018 |
| Property Address | 481 S DOWNING ST, SEASIDE, OR 97138-5737 |
| Document Number | 0000008302 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 8302 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE INSURANCE CO. |
| Amount | Amount Recorded |
|---|---|
| Tax | $255.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 463 WARRENTON OR 971460463, WARRENTON, OR 97146-0463 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLATSOP OR |
| Property Address | 481 S DOWNING ST, SEASIDE, OR 97138-5737 |
| Document Number | 0000004694 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2017 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE INSURANCE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 481 S DOWNING ST SEASIDE OR 971385737, SEASIDE, OR 97138-5737 |
| Document Number | 0000004694 |
|---|---|
| Date | Jun 15, 2017 |
| Instrument | 4694 |
| Name | COLUMBIA ST BK |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98104 |
| Term | 60 Months |
|---|---|
| Due | Jun 14, 2022 |
Source: Clatsop County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clatsop County |
| Municipality | Seaside City |
| Unified School District | Seaside School District 10 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,660.00 (+6.15%) | $185,152 (+6.09%) | $204,516 (-58.1%) Building $204,516 |
| 2023 | $2,506.00 (+2.83%) | $174,526 (+3%) | $488,089 (+12.44%) Land $263,750 Building $224,339 |
| 2022 | $2,437.00 | $169,444 | $434,102 Land $199,947 Building $234,155 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 individual policies |
| Nearby Flood Policies | 123 units insured incl. 80 condo units |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Jan 2006 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEASIDE WATER DEPARTMENT serves 7,482 people · EPA ID OR4100799 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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