521 Ramsey Dr, Modesto, CA 95356 Property Records

Stanislaus County property record for 521 Ramsey Dr, Modesto, CA 95356

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,096 sqft · built 1989
Lot Size0.11 acres (4,792 sqft)
Owner2 Company Names on Record
Last Sale$115,000 (Sep 2012)
Tax Bill$1,512 (2026)
Deeds & MortgagesAug 2026 Sale
Nov 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN052-076-039-000

Property Details

APN / Parcel Number

Primary APN052-076-039-000
Alternative APNs
  • 0527639000
  • 0527639

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,096 sqft Living Area
1st Floor Area1,096 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeWood
Lot Area4,792 sqft (0.11 acres)
Parking Spaces2 Parking Spaces
Patio Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address521 RAMSEY DR
CityMODESTO
StateCA
Zip95356-1782
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionPINEHURST 02
Legal Block3
Legal Lot Number54
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group3
Census Block3018
Census Tract404

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address521 RAMSEY DR, MODESTO, CA 95356-1782
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2026Grant Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 4, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Mar 30, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2012 · Amount on Record
Deed SaleSep 26, 2012 · Amount on Record
Prior SaleJun 6, 2011 · Amount on Record
Deed Document Number201285741
Last Transfer DateMar 30, 2022
Transfer Doc0000023146
Record UpdatedOct 29, 2026

August 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateAug 6, 2026
Property Address521 RAMSEY DR, MODESTO, CA 95356-1782
Document Number0000042985
Instrument DateAug 6, 2026
Instrument202642985
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address521 RAMSEY DR, MODESTO, CA 95356-1782

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address521 RAMSEY DR, MODESTO, CA 95356-1782
Transaction TypeMortgage
Record UpdatedNov 16, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 RAMSEY DR, MODESTO, CA 95356-1782

Mortgage

Document Number0000072355
DateNov 4, 2022
Instrument2022-0072355
Lender
NameBANK OF AMERICA NA
TypeBank
AddressFORT WORTH, TX 76155
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTANISLAUS CA
Recording DateMar 30, 2022
Property Address521 RAMSEY DR, MODESTO, CA 95356-1782
Document Number0000023146
Map ReferenceVOL 33 PG 20
Instrument DateMar 30, 2022
Instrument2022-0023146
Transaction TypeTransfer
Record UpdatedApr 11, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address521 RAMSEY DR, MODESTO, CA 95356-1782

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Secondary School DistrictModesto City High School District (09 - 12)
Elementary School DistrictSylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,512.00 (+1.68%)$144,433 (+2%) Land $37,676 Building $106,757
2025$1,487.00 (+4.06%) Homeowner's exemption$141,602 (+4.04%) Land $36,938 Building $104,664
2023$1,429.00 (+4.31%) Homeowner's exemption$136,104 Land $35,504 Building $100,600
2022$1,370.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MODESTO
serves 218,915 people · EPA ID CA5010010
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
ezWave
Fixed Wireless
1,000 / 200
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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