512 Ramsey Dr, Modesto, CA 95356 Property Records

Stanislaus County property record for 512 Ramsey Dr, Modesto, CA 95356

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,228 sqft · built 1988
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Feb 2020)
Tax Bill$3,683 (2026)
Deeds & MortgagesMar 2026 Line of Credit
Apr 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN052-075-073-000

Property Details

APN / Parcel Number

Primary APN052-075-073-000
Alternative APNs
  • 0527573000
  • 0527573

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,228 sqft Living Area
1st Floor Area1,228 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Construction TypeWood
Lot Area4,792 sqft (0.11 acres)
Parking Spaces2 Parking Spaces
Patio Area66 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address512 RAMSEY DR
CityMODESTO
StateCA
Zip95356-1779
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINEHURST I BLOCK 12362 LOT 36
Legal SubdivisionPINEHURST I
Legal Block12362
Legal Lot Number36
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group3
Census Block3019
Census Tract404

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address512 RAMSEY DR, MODESTO, CA 95356-1779
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2026Deed of Trust, Mortgage · Line of Credit
CROSSCOUNTRY MORTGAGE LLC
Apr 6, 2022Deed of Trust, Mortgage · Conventional Mortgage
LAKEVIEW COMMUNITY CAPITAL LLC
Jun 17, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Feb 11, 2020Grant Deed, Transfer · FHA Mortgage
SCENIC OAKS FUNDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 2020 · Amount on Record
Deed SaleFeb 11, 2020 · Amount on Record
Prior SaleJan 13, 2003 · Amount on Record
Deed Document Number20209232
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address512 RAMSEY DR, MODESTO, CA 95356-1779
Transaction TypeMortgage
Record UpdatedMar 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 RAMSEY DR, MODESTO, CA 95356-1779

Mortgage

Document Number0000012570
DateMar 5, 2026
Instrument2026-0012570
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address512 RAMSEY DR, MODESTO, CA 95356-1779
Transaction TypeMortgage
Record UpdatedApr 19, 2022
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 RAMSEY DR, MODESTO, CA 95356-1779

Mortgage

Document Number0000025393
DateApr 6, 2022
Instrument2022-0025393
Lender
NameLAKEVIEW COMMUNITY CAPITAL LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address512 RAMSEY DR, MODESTO, CA 95356-1779
Transaction TypeMortgage
Record UpdatedJun 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 RAMSEY DR, MODESTO, CA 95356-1779

Mortgage

Document Number0000057822
DateJun 17, 2021
Instrument2021-0057822
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term345 Months
DueMar 1, 2050

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateFeb 11, 2020
Property Address512 RAMSEY DR, MODESTO, CA 95356-1779
Document Number0000009232
Map ReferenceVOL 32 PG 75
Instrument DateFeb 4, 2020
Instrument2020-0009232
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyNORTH AMERICAN TITLE CO INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 RAMSEY DR, MODESTO, CA 95356-1779

Mortgage

Document Number0000009233
DateFeb 11, 2020
Instrument2020-0009233
Lender
NameSCENIC OAKS FUNDING
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

Mortgage

Document Number0000009235
DateFeb 11, 2020
Instrument2020-0009235
Lender
NameSCENIC OAKS FUNDING
TypeLending Institution
AddressFLINT, MI 48501
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Secondary School DistrictModesto City High School District (09 - 12)
Elementary School DistrictSylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,683.00 (+1.6%)$334,650 (+2%) Land $139,437 Building $195,213
2025$3,625.00 (+3.81%)$328,089 (+4.04%) Land $136,703 Building $191,386
2023$3,492.00 (+4.24%)$315,351 Land $131,396 Building $183,955
2022$3,350.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MODESTO
serves 218,915 people · EPA ID CA5010010
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
ezWave
Fixed Wireless
1,000 / 200
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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