521 Progress Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 521 Progress Ave, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1958
Square Footage1,066 sqft Living Area
Lot Size13,920 sqft (0.32 acres)
OccupancyOwner Occupied
Last Sale$133,500 (2017)
Tax Bill$3,598.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-20-254-012

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,066 sqft Living Area
1st Floor1,066 sqft 1st Floor
Basement Area1,066 sqft Basement
Finished Basement675 sqft Finished
Game RoomGame Room
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area13,920 sqft (0.32 acres)
Depth X Width174 ft x 80 ft Depth x Width
Parking Spaces4 Parking Spaces
Garage TypeDetached Garage
Garage Area960 sqft Garage
Deck Area280 sqft Deck
Patio Area288 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address521 PROGRESS AVE
CityWATERLOO
StateIA
Zip50701-5617
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCEDARLOO PARK LOT W-116
Legal Range13W
Legal Township89N
Legal Section20
Legal SubdivisionCEDARLOO PARK
Legal Lot NumberW-116
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2042
Census Tract1503

Owner

Source: Black Hawk County records · APN 8913-20-254-012

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address521 PROGRESS AVE, WATERLOO, IA 50701-5617
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 05, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK
Jan 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST BANK
Jun 05, 2017Warranty Deed, Transfer · Stand Alone First Mortgage
FIRST NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 05, 2017 · Amount on Record
Deed SaleJun 05, 2017 · Amount on Record
Deed Doc Number201721169
Record RefreshedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address521 PROGRESS AVE, WATERLOO, IA 50701-5617
Transaction TypeMortgage
Record UpdatedNov 22, 2022
Title CompanyBLACK HAWK CONUTY ABSTRACT &

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700021170
DateJun 05, 2017
Instrument2017-00021170
Lender
NameFIRST NATIONAL BANK
TypeBank
AddressCEDAR FALLS, IA 50613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address521 PROGRESS AVE, WATERLOO, IA 50701-5617
Transaction TypeMortgage
Record UpdatedNov 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 PROGRESS AVE, WATERLOO, IA 50701-5617

Mortgage

Document Number202100015216
DateJan 20, 2021
Instrument202100015216
Lender
NameFIRST BANK
TypeBank
AddressCEDAR FALLS, IA 50613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateJun 05, 2017
Property Address521 PROGRESS AVE, WATERLOO, IA 50701-5617
Document Number201700021169
Instrument DateJun 02, 2017
Instrument2017-00021169
Transaction TypeTransfer
Record UpdatedNov 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$212.80
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 PROGRESS AVE, WATERLOO, IA 50701-5617

Mortgage

Document Number201700021171
DateJun 05, 2017
Instrument2017-00021171
Lender
NameFIRST NATIONAL BANK
TypeBank
AddressCEDAR FALLS, IA 50613
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term120 Months
DueJun 01, 2027

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictCedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,598.00 Homeowner's exemption$197,380 (+6.98%) Land $32,100 Building $165,280$197,380 (+6.98%) Land $32,100 Building $165,280
2024$3,598.00 (+12.23%)
2023$184,510 (+24.49%) Land $32,100 Building $152,410$184,510 (+24.49%) Land $32,100 Building $152,410
2022$3,206.00 Homeowner's exemption$148,210 Land $32,100 Building $116,110
2021$148,210 Land $32,100 Building $116,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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