495 Progress Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 495 Progress Ave, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Architecture Style	Split Level
Year Built	Built 1957
Square Footage	1,152 sqft Living Area
Lot Size	15,660 sqft (0.36 acres)
Occupancy	Owner Occupied
Tax Bill	$2,948.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-20-254-009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	1,152 sqft Living Area
1st Floor	1,152 sqft 1st Floor
Basement Area	576 sqft Basement
Finished Basement	300 sqft Finished
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Split Level Style
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	15,660 sqft (0.36 acres)
Depth X Width	174 ft x 90 ft Depth x Width
Patio Area	247 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	495 PROGRESS AVE
City	WATERLOO
State	IA
Zip	50701-5615
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CEDARLOO PARK LOT W-119
Legal Range	13W
Legal Township	89N
Legal Section	20
Legal Subdivision	CEDARLOO PARK
Legal Lot Number	W-119
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2042
Census Tract	1503

Owner

Source: Black Hawk County records · APN 8913-20-254-009

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	495 PROGRESS AVE, WATERLOO, IA 50701-5615
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,948.00 Homeowner's exemption	$177,980 (+6.75%) Land $36,110 Building $141,870	$177,980 (+6.75%) Land $36,110 Building $141,870
2024	$2,948.00 (-4.16%)
2023		$166,720 (+16.95%) Land $36,110 Building $130,610	$166,720 (+16.95%) Land $36,110 Building $130,610
2022	$3,076.00 Homeowner's exemption	$142,560 Land $36,110 Building $106,450
2021			$142,560 Land $36,110 Building $106,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.