521 Ocean Bluff Way, Encinitas, CA 92024 Property Records

San Diego County property record for 521 Ocean Bluff Way, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	4 Baths
Year Built	Built 2006
Square Footage	4,939 sqft Living Area
Lot Size	21,494 sqft (0.493 acres)
Occupancy	Owner Occupied
Last Sale	$1,360,000 (2008)
Tax Bill	$21,392.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`258-141-51-00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Building Area	4,939 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	21,494 sqft (0.493 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	521 OCEAN BLUFF WAY
City	ENCINITAS
State	CA
Zip	92024-3846
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 11 TR 014482
Legal Subdivision	CITY/ENCINITAS TM 99-088
Legal Tract	014482
Legal Block	1
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Minor Civil Division	SAN DIEGO
Census Blockgroup	1
Census Block	1000
Census Tract	17502

Owner

Source: San Diego County records · APN 258-141-51-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	521 OCEAN BLUFF WAY, ENCINITAS, CA 92024-3846
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 06, 2008 · Amount on Record
Deed Sale	Feb 06, 2008 · Amount on Record
Deed Doc Number	200860347
Last Transfer Date	Sep 24, 2015
Transfer Doc	0000032850
Record Refreshed	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	521 OCEAN BLUFF WAY, ENCINITAS, CA 92024-3846
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000318575
Date	Jun 19, 2020
Instrument	2020-0318575

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	May 01, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,865,536 (+2%) Land $468,916 Building $1,396,620
2025	$21,392.00 (+6.31%) Homeowner's exemption	$1,828,958 (+4.04%) Land $459,722 Building $1,369,236
2023	$20,123.00 (+2.31%) Homeowner's exemption	$1,757,939 Land $441,871 Building $1,316,068
2022	$19,668.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.