San Diego County property record for 509 Ocean Bluff Way, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,616 sqft · built 2007 |
| Lot Size | 0.436 acres (18,984 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,950,000 (Dec 2007) |
| Tax Bill | $29,380 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 258-141-48-00 |
| Primary APN | 258-141-48-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,616 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Lot Area | 18,984 sqft (0.436 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 509 OCEAN BLUFF WAY |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-3846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 TR 014482 |
| Legal Subdivision | CITY/ENCINITAS TM 99-088 |
| Legal Tract | 014482 |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 17502 |
Source: San Diego County records · APN 258-141-48-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 509 OCEAN BLUFF WAY, ENCINITAS, CA 92024-3846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 17, 2007 · Amount on Record |
| Deed Sale | Dec 17, 2007 · Amount on Record |
| Prior Sale | Jan 11, 2007 · Amount on Record |
| Deed Document Number | 2007776299 |
| Prior Transfer Date | Dec 01, 2006 |
| Prior Transfer Doc | 0000023208 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 509 OCEAN BLUFF WAY, ENCINITAS, CA 92024-3846 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 509 OCEAN BLUFF WAY, ENCINITAS, CA 92024-3846 |
| Document Number | 0000569628 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 2021-0569628 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,612,459 (+2%) Land $1,339,723 Building $1,272,736 | |
| 2025 | $29,380.00 (+6.31%) Homeowner's exemption | $2,561,235 (+4.04%) Land $1,313,454 Building $1,247,781 |
| 2023 | $27,636.00 (-0.18%) Homeowner's exemption | $2,461,780 Land $1,262,451 Building $1,199,329 |
| 2022 | $27,685.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730175021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1999 · tidal / storm surge |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 256 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ting Fiber Fiber | 2,000 / 2,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet, Spectrum.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | SAN DIEGUITO WD serves 40,405 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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