521 N Walnut St, Byron, IL 61010 Property Records

Ogle County property record for 521 N Walnut St, Byron, IL 61010

Property Summary

Property Type	Single Family Home
Details	3,142 sqft
Lot Size	0.191 acres (8,318 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Jan 2026)
Tax Bill	$5,103 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-29-355-002`

Property Details

APN / Parcel Number

Primary APN	`05-29-355-002`

Interior

Stories	2 Stories
Building Area	3,142 sqft Living Area

Exterior

Lot Area	8,318 sqft (0.191 acres)
Lot Dimensions	130 ft deep x 63 ft wide

Location & Zoning

Street Address	521 N WALNUT ST
City	BYRON
State	IL
Zip	61010-1496
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: W 130FT S 63FT N1/2 BLK 31 CITY BYRON
Legal Block	31
Jurisdiction	OGLE IL
Township / Civil Division	BYRON
Census Block Group	2
Census Block	2012
Census Tract	961700

Owner

521 N Walnut St is owned and occupied by an individual who bought it in January 2026.

Source: Ogle County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	521 N WALNUT ST, BYRON, IL 61010-1496
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 29, 2021	Warranty Deed, Transfer · FHA Mortgage FIRST SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2026 · Amount on File
Deed Sale	Jan 14, 2026 · Amount on File
Prior Sale	Jun 29, 2021 · Amount on File
Deed Document Number	2026235
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Jan 14, 2026
Property Address	521 N WALNUT ST, BYRON, IL 61010-1496
Document Number	0000000235
Map Reference	PB A PG 77
Instrument Date	Jan 6, 2026
Instrument	202600235
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	UNKNOWN, LST

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5902 ALMA DR, ROCKFORD, IL 61108-2410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 N WALNUT ST, BYRON, IL 61010-1496

Mortgage

Document Number	0000000236
Date	Jan 14, 2026
Instrument	202600236

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.99%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Jun 29, 2021
Property Address	521 N WALNUT ST, BYRON, IL 61010-1496
Document Number	0000004750
Map Reference	BK A PG 77
Instrument Date	Jun 16, 2021
Instrument	202104750
Transaction Type	Transfer
Record Updated	Jul 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 W 2ND ST, BYRON, IL 61010-8921

Mortgage

Document Number	0000004751
Date	Jun 29, 2021
Instrument	202104751

Lender

Name	FIRST SAVINGS BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 521 N Walnut St was $5,103, up 14.5% from the year before.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Byron City
County	Ogle County
County Subdivision	Byron Township
Unified School District	Byron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,103.00 (+14.52%)	$61,917 (+18.46%) Land $5,819 Building $56,098	$185,751 (+18.46%) Land $17,457 Building $168,294
2024	$4,456.00	$52,267 (+5.19%) Land $4,767 Building $47,500	$156,801 (+5.19%) Land $14,301 Building $142,500
2023		$49,688 Land $4,532 Building $45,156	$149,064 Land $13,596 Building $135,468
2022	$3,436.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 521 N Walnut St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 521 N Walnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYRON serves 3,784 people · EPA ID IL1410100
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AaroBand.

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