509 N Walnut St, Byron, IL 61010 Property Records

Ogle County property record for 509 N Walnut St, Byron, IL 61010

Property Summary

Property Type	Single Family Home
Details	1,312 sqft
Lot Size	0.234 acres (10,218 sqft)
Owner	Company Name on File
Tax Bill	$3,536 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-32-102-002`

Property Details

APN / Parcel Number

Primary APN	`05-32-102-002`

Interior

Stories	2 Stories
Building Area	1,312 sqft Living Area
Basement Area	866 sqft
Unfinished Basement	866 sqft

Exterior

Lot Area	10,218 sqft (0.234 acres)
Lot Dimensions	187 ft deep x 61.7 ft wide

Location & Zoning

Street Address	509 N WALNUT ST
City	BYRON
State	IL
Zip	61010-9675
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: C1/3 SW1/4 BLK 31 CITY BYRON
Legal Block	31
Jurisdiction	OGLE IL
Township / Civil Division	BYRON
Census Block Group	2
Census Block	2012
Census Tract	961700

Owner

Source: Ogle County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	200 N WALNUT ST, BYRON, IL 61010-8803
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOLCOMB STATE BANK
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit BYRON BANK
Sep 2, 2018	Loan Modification, Mortgage · Conventional Mortgage BYRON BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Recording Date	Jul 14, 2026
Property Address	509 N WALNUT ST, BYRON, IL 61010-9675
Document Number	0000003512
Instrument Date	Jul 10, 2026
Instrument	20263512
Transaction Type	Mortgage
Record Updated	Aug 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 N WALNUT ST, BYRON, IL 61010-9675

Mortgage

Document Number	0000003512,
Date	Jul 14, 2026
Instrument	20263512

Lender

Name	HOLCOMB STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	509 N WALNUT ST, BYRON, IL 61010-9675
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004978
Date	Nov 13, 2023
Instrument	202304978

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	8.5%

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OGLE IL
Property Address	509 N WALNUT ST, BYRON, IL 61010-9675
Document Number	0000005153
Instrument Date	Sep 2, 2018
Transaction Type	Mortgage
Record Updated	Oct 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	509 N WALNUT ST BYRON IL 610109675, BYRON, IL 61010-9675

Mortgage

Document Number	0000005153
Date	Sep 17, 2018
Instrument	5153

Lender

Name	BYRON BK
Type	Bank
Address	BYRON, IL 61010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Byron City
County	Ogle County
County Subdivision	Byron Township
Unified School District	Byron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,536.00 (+32.48%)	$53,904 (+18.65%) Land $8,213 Building $45,691	$161,712 (+18.65%) Land $24,639 Building $137,073
2023		$45,433 Land $6,592 Building $38,841	$136,299 Land $19,776 Building $116,523
2022	$2,669.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYRON serves 3,784 people · EPA ID IL1410100
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AaroBand.

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