521 McCarthy St, Howell, MI 48843 Property Records

Livingston County property record for 521 McCarthy St, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,820 sqft · built 1900
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$232,500 (Sep 2020)
Tax Bill	$4,853 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-36-303-089`

Property Details

APN / Parcel Number

Primary APN	`17-36-303-089`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,820 sqft Living Area
1st Floor Area	1,240 sqft
Basement Area	1,096 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	521 MCCARTHY ST
City	HOWELL
State	MI
Zip	48843-2614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SEC 36 T3N, R4E, HOWELL CITY, CRANE & BROOKS ADDITION LOTS 254 & 255 EXC PART LOTS 255 AND 254 COMM NW COR LOT 255, TH
Legal Range	04E
Legal Township	03N
Legal Section	36
Legal Subdivision	CRANE & BROOKS
Legal Lot Number	254-255
Jurisdiction	LIVINGSTON MI
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3019
Census Tract	725101

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	521 MCCARTHY ST, HOWELL, MI 48843-2614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Sep 25, 2020	Warranty Deed, Transfer LIBERTY TITLE
Sep 24, 2020	Quit Claim Deed, Transfer LIBERTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2020 · Amount on Record
Deed Sale	Sep 25, 2020 · Amount on Record
Prior Sale	Jun 11, 2012 · Amount on Record
Deed Document Number	202033615
Prior Transfer Date	Aug 31, 2020
Prior Transfer Doc	0000033261
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	521 MCCARTHY ST, HOWELL, MI 48843-2614
Transaction Type	Mortgage
Record Updated	Sep 11, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 MCCARTHY ST, HOWELL, MI 48843-2614

Mortgage

Document Number	0000016015
Date	Aug 28, 2023
Instrument	2023R-016015

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Oct 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Sep 25, 2020
Property Address	521 MCCARTHY ST, HOWELL, MI 48843-2614
Document Number	0000033615
Map Reference	PG 180&181
Instrument Date	Sep 15, 2020
Instrument	2020R-033615
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Tax	$1,743.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	521 MCCARTHY ST, 521, HOWELL, MI 48843-2614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 MCCARTHY ST, HOWELL, MI 48843-2614

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Sep 24, 2020
Property Address	521 MCCARTHY ST, HOWELL, MI 48843-2614
Document Number	0000033261
Instrument Date	Aug 31, 2020
Instrument	33261
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 MCCARTHY ST HOWELL MI 488432614, HOWELL, MI 48843-2614

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
Municipality	Howell City
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,300 (+24.94%)	$340,600 (+24.94%)
2025	$4,853.00
2023		$136,300
2021			$272,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOWELL serves 9,914 people · EPA ID MI0003250
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ACD.net Fiber	10,000 / 10,000
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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