509 McCarthy St, Howell, MI 48843 Property Records

Livingston County property record for 509 McCarthy St, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,644 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,848 (Jan 2018)
Tax Bill	$4,403 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-36-303-088`

Property Details

APN / Parcel Number

Primary APN	`17-36-303-088`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,644 sqft Living Area
1st Floor Area	972 sqft
Basement Area	972 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	509 MCCARTHY ST
City	HOWELL
State	MI
Zip	48843-2614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SEC 36 T3N, R4E, HOWELL CITY, CRANE & BROOKS ADD. S 1/2 OF LOTS 253 & 256 EXC N 5 FT THEREOF AND PART LOTS 255 AND 254 COMM
Legal Range	04E
Legal Township	03N
Legal Section	36
Legal Subdivision	CRANE & BROOKS
Legal Lot Number	253-256
Jurisdiction	LIVINGSTON MI
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3019
Census Tract	725101

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 MCCARTHY ST, HOWELL, MI 48843-2614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2018 · Amount on Record
Deed Sale	Jan 10, 2018 · Amount on Record
Deed Document Number	20181112
Prior Transfer Date	Dec 28, 2009
Prior Transfer Doc	0000000392
Record Updated	Sep 20, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Jan 10, 2018
Property Address	509 MCCARTHY ST, HOWELL, MI 48843-2614
Document Number	0000001112
Instrument Date	Mar 20, 2017
Instrument	1112
Transaction Type	Transfer
Record Updated	Jan 24, 2018
Title Company	REPUTATION FIRST TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,487.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9857 REMBRANDT WAY FENTON MI 484308214, FENTON, MI 48430-8214

Mortgage

Document Number	12199
Date	Jan 10, 2018
Instrument	12199

Lender

Name	UNION HM MTG
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2048

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
Municipality	Howell City
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,200 (+10.64%)	$322,400 (+10.64%)
2025	$4,403.00 Homeowner's exemption	$145,700 (+9.88%)	$291,400 (+9.88%)
2023		$132,600
2021			$265,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOWELL serves 9,914 people · EPA ID MI0003250
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ACD.net Fiber	10,000 / 10,000
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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