521 Joppa Farm Rd, Joppa, MD 21085 Property Records

Harford County property record for 521 Joppa Farm Rd, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,678 sqft · built 1964
Lot Size	0.232 acres (10,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,999 (Sep 2017)
Tax Bill	$3,257 (2026)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-144146`

Property Details

APN / Parcel Number

Primary APN	`01-144146`
Alternative APNs	`1144146` `144146`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,678 sqft Total Area
Basement Area	520 sqft
Finished Basement	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,120 sqft (0.232 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	144146
Street Address	521 JOPPA FARM RD
City	JOPPA
State	MD
Zip	21085-4648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 15 BK 35 10120 SF 521 JOPPA FARM ROAD JOPPATOWNE S3 PT 14/17
Legal Subdivision	JOPPATOWNE
Legal Block	35
Legal Lot Number	15
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2000
Census Tract	301401

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	521 JOPPA FARM RD, JOPPA, MD 21085-4648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2017 · Amount on Record
Deed Sale	Sep 27, 2017 · Amount on Record
Deed Document Number	201712530-0035
Deed Book / Page	12530 / 35
Record Updated	Oct 29, 2026

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 27, 2017
Property Address	521 JOPPA FARM RD, JOPPA, MD 21085-4648
Document Number	0125300035
Book / Page	12530 / 0035
Map Reference	MB GRG14 FO17
Instrument Date	Aug 31, 2017
Instrument	12530-0035
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	MARYLAND FIRST TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	521 JOPPA FARM RD, JOPPA, MD 21085-4648

Mortgage

Document Number	125300042
Date	Sep 27, 2017
Instrument	12530-0042

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,257.00 (+11.73%)	$298,900 (+17.8%)	$314,600 (+17.61%) Land $69,400 Building $245,200
2025	$2,915.00 (+11.47%)
2023		$253,733	$267,500 Land $69,400 Building $198,100
2022	$2,615.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1996–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20