514 Joppa Farm Rd, Joppa, MD 21085 Property Records

Harford County property record for 514 Joppa Farm Rd, Joppa, MD 21085

Property Summary

Property TypeCommercial
Details3,304 sqft · built 1967
Lot Size4.52 acres (196,891 sqft)
OwnerCompany Name on Record
Last Sale$679,500 (Feb 2014)
Tax Bill$3,248 (2026)
Deeds & MortgagesJun 2021 Mortgage
Nov 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN01-142100

Property Details

APN / Parcel Number

Primary APN01-142100
Alternative APNs
  • 1142100
  • 142100

Interior

Stories1 Story
Building Area3,304 sqft Total Area
1st Floor Area3,304 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Exterior MaterialBlock
Construction TypeBrick
Fire ResistanceMasonry Walls, Wood Interior
Roof MaterialWood Shingle
Lot Area196,891 sqft (4.52 acres)
Pool Area5,650 sqft
Tennis CourtTennis Court

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number142100
Street Address514 JOPPA FARM RD
CityJOPPA
StateMD
Zip21085-4605
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeB2
Legal Description4.5330 AC 514 JOPPA FARM ROAD SWIM & TENNIS CLUB
Legal SubdivisionSWIM & TENNIS CLUB
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3013
Census Tract301401

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1701 N CHESTER ST, BALTIMORE, MD 21213-2428
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2021Deed of Trust, Mortgage
CITY FIRST BANK NA
Nov 6, 2019Loan Modification, Mortgage
HARBOR BK/MD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 4, 2014 · Amount on Record
Deed SaleFeb 4, 2014 · Amount on Record
Deed Book / Page10643 / 436
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address514 JOPPA FARM RD, JOPPA, MD 21085-4605
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyREGIS TITLE LLC, RGS TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0148500067
DateJun 22, 2021
Book Page14850/67
Lender
NameCITY FIRST BANK NA
TypeNon-Lending Institution
AddressWASHINGTON, DC 20009
Agreement
AmountAmount Recorded

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARFORD MD
Recording DateNov 6, 2019
Property Address514 JOPPA FARM RD, JOPPA, MD 21085-4605
Document Number0135310059
Book / Page013531 / 000059
Instrument DateSep 27, 2019
Transaction TypeMortgage
Record UpdatedNov 20, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1701 N CHESTER ST BALTIMORE MD 212132428, BALTIMORE, MD 21213-2428

Mortgage

Document Number135310059
DateNov 6, 2019
Book Page013531/000059
Lender
NameHARBOR BK/MD
TypeBank
Address25 W FAYETTE ST, BALTIMORE, MD 21201-3702
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,248.00 (-0.06%)$298,100 (-0.03%) Land $295,200 Building $2,900$298,100 (-0.03%) Land $295,200 Building $2,900
2025$3,250.00
2023$298,200 Land $295,200 Building $3,000$298,200 Land $295,200 Building $3,000
2022$3,250.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims13 (1978–2014)
Claims Outside the SFHA8 of 13
Most Recent ClaimJun 2014 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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