521 Iona Ln, Harvard, IL 60033 Property Records

McHenry County property record for 521 Iona Ln, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Details	1,284 sqft · built 2001
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Nov 2019 Second Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-02-154-019`

Property Details

APN / Parcel Number

Primary APN	`06-02-154-019`

Interior

Stories	1 Story
Building Area	1,284 sqft Living Area
Gross Area	2,568 sqft
Basement Area	1,284 sqft

Exterior

Year Built	Built 2001
Construction Type	Frame
Lot Area	14,810 sqft (0.339 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	521 IONA LN
City	HARVARD
State	IL
Zip	60033-7828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2001R0086097 (PLAT) LT 5 SHADOW CREEK RESUB MEMO: COUNTY AWARE OF OWNERSHIP PROBLEM.
Legal Range	05E
Legal Township	45N
Legal Section	02
Legal Subdivision	SHADOW CREEK RESUB
Legal Lot Number	5
Jurisdiction	MCHENRY IL
Township / Civil Division	DUNHAM
Census Block Group	1
Census Block	1010
Census Tract	870200

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	521 IONA LN, HARVARD, IL 60033-7828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST AMERICAN BANK
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage SAUK VLY BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2001
Deed Sale	Nov 14, 2001
Deed Document Number	2001R0053909
Prior Transfer Date	Jul 30, 2001
Prior Transfer Doc	2001R0053909
Record Updated	Jun 7, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	521 IONA LN, HARVARD, IL 60033-7828
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039783
Date	Nov 20, 2019
Instrument	2019R0039783

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 8, 2024

Interest

Rate	5.37%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	521 IONA LN, HARVARD, IL 60033-7828
Document Number	0000029787
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	521 IONA LN HARVARD IL 600337828, HARVARD, IL 60033-7828

Mortgage

Document Number	0000029787
Date	Aug 4, 2020
Instrument	29787

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 3, 2035

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Dunham Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$69,319 Land $34,767 Building $34,552	$207,957 Land $104,301 Building $103,656

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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