515 Iona Ln, Harvard, IL 60033 Property Records

McHenry County property record for 515 Iona Ln, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Details	1,295 sqft · built 2002
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Apr 2024)
Deeds & Mortgages	Apr 2024 Sale & Second Mortgage Feb 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-02-154-008`

Property Details

APN / Parcel Number

Primary APN	`06-02-154-008`

Interior

Stories	1 Story
Building Area	1,295 sqft Living Area
Gross Area	2,590 sqft
Basement Area	1,295 sqft

Exterior

Year Built	Built 2002
Construction Type	Frame
Lot Area	6,098 sqft (0.139 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	515 IONA LN
City	HARVARD
State	IL
Zip	60033-7828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2002R0030091 LT 8 SHADOW CREEK
Legal Range	05E
Legal Township	45N
Legal Section	02
Legal Subdivision	SHADOW CRK
Legal Lot Number	8
Jurisdiction	MCHENRY IL
Township / Civil Division	DUNHAM
Census Block Group	1
Census Block	1010
Census Tract	870200

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	515 LONA LANE, HARVARD, IL 60033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Warranty Deed, Transfer · Stand-Alone Second Mortgage GREENSTATE CU
Feb 1, 2024	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMEWARD RESID'L

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 1, 2024 · Amount on Record
Deed Sale	Apr 1, 2024 · Amount on Record
Prior Sale	Apr 1, 2002 · Amount on Record
Deed Document Number	2024R0007458
Record Updated	Jun 7, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 1, 2024
Property Address	515 IONA LN, HARVARD, IL 60033-7828
Document Number	0000007458
Map Reference	DOC 1999R69511
Instrument Date	Mar 28, 2024
Instrument	2024R0007458
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	CT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	515 LONA LANE, HARVARD, IL 60033

Mortgage

Document Number	0000007460
Date	Apr 1, 2024
Instrument	2024R0007460

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 5, 2034

Interest

Rate Type	Fixed Rate
Rate	9.87%

Mortgage

Document Number	0000007459
Date	Apr 1, 2024
Instrument	2024R0007459

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2054

Interest

Rate Type	Adjustable Rate
Rate	9.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 5, 2031
Change Frequency	Annually
Min Rate At Change	7.37%
Max Rate At Change	11.3%
Index	1-Year CMT
Max Rate	15.3%

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 1, 2024
Property Address	515 IONA LN, HARVARD, IL 60033-7828
Document Number	0000002400
Map Reference	DOC 1999R69511
Instrument Date	Jan 11, 2024
Instrument	2024R0002400
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 IONA LN, HARVARD, IL 60033-7828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2201 TYLER TRL, MCHENRY, IL 60051-3615

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	515 IONA LN, HARVARD, IL 60033-7828
Document Number	0000032570
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 IONA LN HARVARD IL 600337828, HARVARD, IL 60033-7828

Mortgage

Document Number	0000032570
Date	Sep 1, 2017
Instrument	32570

Lender

Name	HOMEWARD RESID'L
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Dunham Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$49,691 Land $17,808 Building $31,883	$149,073 Land $53,424 Building $95,649

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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