Anne Arundel County property record for 521 Harbor Dr, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Aug 2021) |
| Tax Bill | $2,375 (2025) |
| Deeds & Mortgages | Aug 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-412-00483275 |
| Primary APN | 02-412-00483275 |
|---|---|
| Alternative APNs |
|
| Lot Area | 11,250 sqft (0.258 acres) |
|---|
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 41200483275 |
|---|---|
| Street Address | 521 HARBOR DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-3760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 28 BK L SC 3 PL 1 HILLSMERE ESTATES |
| Legal Subdivision | HILLSMERE ESTATES |
| Legal Block | L |
| Legal Lot Number | 28 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 702601 |
521 Harbor Dr is owned by an individual who bought it in August 2021.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 522 HARBOR DR, ANNAPOLIS, MD 21403-3757 |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2021 · Amount on File |
| Deed Sale | Aug 9, 2021 · Amount on File |
| Deed Book / Page | 37330 / 466 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Aug 9, 2021 |
| Property Address | 521 HARBOR DR, ANNAPOLIS, MD 21403-3760 |
| Document Number | 0373300466 |
| Book / Page | 37330 / 466 |
| Map Reference | MB 25 FO 7 |
| Instrument Date | Jul 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Title Company | NOT AVAILABLE, EAGLE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 522 HARBOR DR, ANNAPOLIS, MD 21403-3757 |
The 2025 property tax bill for 521 Harbor Dr was $2,375.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,300 Land $200,300 | $200,300 Land $200,300 | |
| 2025 | $2,375.00 | ||
| 2023 | $1,914.00 | $175,300 Land $175,300 | $175,300 Land $175,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 521 Harbor Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 6 (1999–2018) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Feb 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 521 Harbor Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
5G and 4G LTE (outdoors only)
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