519 Harbor Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 519 Harbor Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,398 sqft · built 1965
Lot Size	0.287 acres (12,500 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Mar 2022)
Tax Bill	$4,963 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-412-00483200`

Property Details

APN / Parcel Number

Primary APN	`02-412-00483200`
Alternative APNs	`241200483200` `41200483200`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,398 sqft Living Area
Gross Area	2,658 sqft
1st Floor Area	1,248 sqft
Basement Area	1,150 sqft
Finished Basement	1,150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,500 sqft (0.287 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	260 sqft
Deck Area	400 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	41200483200
Street Address	519 HARBOR DR
City	ANNAPOLIS
State	MD
Zip	21403-3760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 27 BK L SC 3 PL 1 HILLSMERE ESTATES
Legal Subdivision	HILLSMERE ESTATES
Legal Block	L
Legal Lot Number	27
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3011
Census Tract	702601

Owner

519 Harbor Dr is owned and occupied by an individual who bought it in March 2022.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	519 HARBOR DR, ANNAPOLIS, MD 21403-3760
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2022 · Amount on File
Deed Sale	Mar 2, 2022 · Amount on File
Prior Sale	May 23, 2000 · Amount on File
Deed Book / Page	38427 / 216
Record Updated	Oct 29, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 2, 2022
Property Address	519 HARBOR DR, ANNAPOLIS, MD 21403-3760
Document Number	0384270216
Book / Page	38427 / 216
Map Reference	MB 25 FO 7
Instrument Date	Jul 23, 2021
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	519 HARBOR DR, ANNAPOLIS, MD 21403-3760

Mortgage

Document Number	0038427223
Date	Mar 2, 2022
Instrument	38427/223

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 519 Harbor Dr was $4,963 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$514,200 Land $254,700 Building $259,500	$514,200 Land $254,700 Building $259,500
2025	$4,963.00
2023	$3,937.00 Homeowner's exemption	$360,600 Land $229,700 Building $130,900	$360,600 Land $229,700 Building $130,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 519 Harbor Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2018 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 519 Harbor Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Harbor Dr

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