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521 E Main St, Fruitland, MD 21826 Property Records

Wicomico County property record for 521 E Main St, Fruitland, MD 21826

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,481 sqft · built 1961
Lot Size0.65 acres (28,314 sqft)
Owner2 Individual Names on File
Last Sale$210,000 (Oct 2021)
Tax Bill$2,058 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Oct 2019 Transfer
Flood ZoneZone X (minimal risk)
APN16-020621

Property Details

APN / Parcel Number

Primary APN16-020621
Alternative APN
  • 020621

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,481 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialOther
Roof MaterialComposition Shingle
Lot Area28,314 sqft (0.65 acres)
Deck Area264 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number020621
Street Address521 E MAIN ST
CityFRUITLAND
StateMD
Zip21826-2115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionL-28,314SQ FT 521 E MAIN ST CITY OF FRUITLAND
JurisdictionWICOMICO MD
Township / Civil Division16, FRUITLAND
Census Block Group4
Census Block4006
Census Tract10501

Owner

521 E Main St is owned and occupied by two individuals who bought it in October 2021.

Source: Wicomico County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address521 E MAIN ST, FRUITLAND, MD 21826-2115
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2021Deed, Transfer · FHA Mortgage
MORTGAGE NETWORK INC
Oct 29, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 12, 2021 · Amount on File
Deed SaleOct 12, 2021 · Amount on File
Prior SaleJun 21, 2004 · Amount on File
Deed Book / Page4957 / 258
Transfer Doc0000001426
Record UpdatedOct 29, 2026

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionWICOMICO MD
Recording DateOct 12, 2021
Property Address521 E MAIN ST, FRUITLAND, MD 21826-2115
Document Number0049570258
Book / Page4957 / 258
Map ReferenceLB JWTS 521 FO 258
Instrument DateOct 6, 2021
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyREAL ESTATE TITLE AND ESCROW

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address521 E MAIN ST, FRUITLAND, MD 21826-2115

Mortgage

Document Number0004957263
DateOct 12, 2021
Instrument4957/263
Lender
NameMORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWICOMICO MD
Recording DateOct 29, 2019
Property Address521 E MAIN ST, FRUITLAND, MD 21826-2115
Document Number0045460225
Book / Page004546 / 000225
Instrument DateOct 18, 2019
Transaction TypeTransfer
Record UpdatedNov 13, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address521 E MAIN ST FRUITLAND MD 218262115, FRUITLAND, MD 21826-2115

Tax Assessment & Valuation

The 2025 property tax bill for 521 E Main St was $2,058.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWicomico County
MunicipalityFruitland City
Unified School DistrictWicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$244,433 (+9.48%)$265,600 (-) Land $36,600 Building $229,000
2025$2,058.00$223,267$265,600 Land $36,600 Building $229,000
2023$1,810.00$181,467$202,100 Land $36,600 Building $165,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 521 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 521 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FRUITLAND
serves 5,907 people · EPA ID MD0220008
Water SourceGroundwater
Last State InspectionAug 2023
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber		10,000 / 10,000
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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