516 E Main St, Fruitland, MD 21826 Property Records

Wicomico County property record for 516 E Main St, Fruitland, MD 21826

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,008 sqft · built 1992
Lot Size	0.28 acres (12,181 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jan 2023)
Tax Bill	$1,383 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Jan 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-033898`

Property Details

APN / Parcel Number

Primary APN	`16-033898`
Alternative APN	`033898`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,008 sqft Total Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,181 sqft (0.28 acres)
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	033898
Street Address	516 E MAIN ST
City	FRUITLAND
State	MD
Zip	21826-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	BL A L 7-12,181 SQFT 516 E MAIN ST MEADOW ESTATES SEC 1
Legal Subdivision	MEADOW ESTATES
Legal Block	A
Legal Lot Number	7
Jurisdiction	WICOMICO MD
Township / Civil Division	16, FRUITLAND
Census Block Group	4
Census Block	4013
Census Tract	10501

Owner

Source: Wicomico County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	516 E MAIN ST, FRUITLAND, MD 21826-2116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT LP
Jan 13, 2023	Deed, Transfer · FHA Mortgage CHURCHILL MORTGAGE CORP
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC
Feb 14, 2022	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 29, 2018	Grant Deed, Transfer · Conventional Mortgage STATE EMP CU/MD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2023 · Amount on Record
Deed Sale	Jan 13, 2023 · Amount on Record
Prior Sale	Feb 14, 2022 · Amount on Record
Deed Book / Page	5206 / 48
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Recording Date	Oct 1, 2026
Property Address	516 E MAIN ST, FRUITLAND, MD 21826-2116
Document Number	5787000172
Book / Page	5787 / 172
Instrument Date	Aug 27, 2026
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	516 E MAIN ST, FRUITLAND, MD 21826-2116

Mortgage

Document Number	5787000172,
Date	Oct 1, 2026
Book Page	5787/172

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Sep 1, 2066

Interest

Max Rate	-1%

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Jan 13, 2023
Property Address	516 E MAIN ST, FRUITLAND, MD 21826-2116
Document Number	0052060048
Book / Page	5206 / 48
Map Reference	LB 2889 FO 471
Instrument Date	Dec 16, 2022
Transaction Type	Transfer
Record Updated	Sep 8, 2023
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 E MAIN ST, FRUITLAND, MD 21826-2116

Mortgage

Document Number	0052060058
Date	Jan 13, 2023
Instrument	5206-0058

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	516 E MAIN ST, FRUITLAND, MD 21826-2116
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047020001
Date	Sep 21, 2020
Book Page	4702/1

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Feb 14, 2022
Property Address	516 E MAIN ST, FRUITLAND, MD 21826-2116
Document Number	0050410301
Book / Page	5041 / 301
Map Reference	CAB MSB 9 FO 131-523
Instrument Date	Feb 8, 2022
Transaction Type	Transfer
Record Updated	Sep 8, 2023
Title Company	NOT AVAILABLE, MID ATLANTIC T&E CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	516 E MAIN ST, FRUITLAND, MD 21826-2116

Mortgage

Document Number	0005041306
Date	Feb 14, 2022
Instrument	5041/306

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WICOMICO MD
Recording Date	Mar 29, 2018
Property Address	516 E MAIN ST, FRUITLAND, MD 21826-2116
Document Number	0043040399
Book / Page	004304 / 000399
Instrument Date	Mar 27, 2018
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	MID-ATLANTIC TITLE AND ESCROW COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$121.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	516 E MAIN ST FRUITLAND MD 218262116, FRUITLAND, MD 21826-2116

Mortgage

Document Number	43040405
Date	Mar 29, 2018
Book Page	004304/000405

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2048

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Fruitland City
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,167 (+25.48%)	$176,300 (+28.78%) Land $33,400 Building $142,900
2025	$1,383.00 (+6.63%)
2023	$1,297.00	$130,033	$136,900 Land $33,400 Building $103,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRUITLAND serves 5,907 people · EPA ID MD0220008
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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