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521 E Front St, Missoula, MT 59802 Property Records

Missoula County property record for 521 E Front St, Missoula, MT 59802

Property Summary

Property TypeMulti-Family Dwellings
Details32 bd · 32 ba · 6,352 sqft · built 1900
Lot Size0.188 acres (8,189 sqft)
OwnerCompany Name on Record
Tax Bill$7,180 (2025)
Deeds & MortgagesApr 2020 Line of Credit
Feb 2019 Transfer
+ 5 more
Flood ZoneZone X (minimal risk)
APNR0449814

Property Details

APN / Parcel Number

Primary APNR0449814
Alternative APNs
  • 04-2200-22-2-12-03-0000
  • 0000508303
  • 0508303

Interior

Bedrooms32 Beds
Full Baths32 Baths
Units16 Units
Stories2 Stories
Building Area6,352 sqft Living Area
Gross Area6,477 sqft
1st Floor Area2,414 sqft
Upper Floors Area1,158 sqft
Basement Area1,588 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2019
Architectural StyleMulti-Family
Construction TypeWood
Lot Area8,189 sqft (0.188 acres)
View / LotCommercial/Industrial
PorchEnclosed Porch
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemSpace Heater
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0000508303
Street Address521 E FRONT ST
CityMISSOULA
StateMT
Zip59802
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code6
Legal DescriptionMCWHIRK ADDITION, S22, T13 N, R19 W, BLOCK HRT, LOT A
Legal SubdivisionMCWHIRK ADDITION
Legal Tract2
Legal Block1
Legal Lot NumberA
JurisdictionMISSOULA MT
Township / Civil DivisionMISSOULA
Census Block Group1
Census Block1028
Census Tract300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Missoula Downtown Historic District
listed 2009 · 380 contributing resources · NRIS 07000647

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Missoula County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1523 SOUTH AVE W, MISSOULA, MT 59801-7805
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2020Deed of Trust, Mortgage · Line of Credit
FIRST SEC BK/MISSOULA
Feb 6, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 11, 2018Warranty Deed, Transfer
TITLE SERVICES, INC.
Apr 16, 2018Trustee's Deed, Construction Loan · Line of Credit
FIRST INTERSTATE BK
Apr 9, 2018Warranty Deed, Transfer
NOT AVAILABLE
Oct 30, 2017Quit Claim Deed, Transfer
Quitclaim
Nov 16, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2018
Deed SaleOct 11, 2018
Prior SaleApr 9, 2018
Deed Document Number201818173
Deed Book / Page1004 / 189
Prior Transfer DateOct 27, 2017
Prior Transfer Doc0009890701
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMISSOULA MT
Property Address521 E FRONT ST, MISSOULA, MT 59802
Document Number0000008082
Instrument DateApr 27, 2020
Transaction TypeMortgage
Record UpdatedJul 14, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1365 COUNTRY CLUB RD HOOD RIVER OR 970318700, HOOD RIVER, OR 97031-8700

Mortgage

Document Number0000008082
DateMay 4, 2020
Instrument8082
Lender
NameFIRST SEC BK/MISSOULA
TypeBank
AddressMISSOULA, MT 59806
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMISSOULA MT
Recording DateFeb 6, 2019
Property Address521 E FRONT ST, MISSOULA, MT 59802
Document Number0010080816
Book / Page001008 / 000816
Instrument DateDec 28, 2018
Instrument1681
Transaction TypeTransfer
Record UpdatedFeb 15, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address888 EVANS AVE MISSOULA MT 598015820, MISSOULA, MT 59801-5820

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMISSOULA MT
Recording DateOct 11, 2018
Property Address521 E FRONT ST, MISSOULA, MT 59802
Document Number0010040189
Book / Page001004 / 000189
Instrument DateOct 11, 2018
Instrument18173
Transaction TypeTransfer
Record UpdatedOct 24, 2018
Title CompanyTITLE SERVICES, INC.

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address888 EVANS AVE MISSOULA MT 598015820, MISSOULA, MT 59801-5820

April 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMISSOULA MT
Recording DateApr 16, 2018
Property Address521 E FRONT ST, MISSOULA, MT 59802
Document Number0009950385
Book / Page000995 / 000385
Instrument DateApr 13, 2018
Instrument5769
Transaction TypeConstruction Loan
Record UpdatedJan 12, 2019
Title CompanyTITLE SERVICES, INC.

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2625 W CENTRAL AVE #103 MISSOULA MT 598046421, 103, MISSOULA, MT 59804-6421

Mortgage

Document Number9950385
DateApr 16, 2018
Book Page000995/000385
Instrument5769
Lender
NameFIRST INTERSTATE BK
TypeBank
AddressMISSOULA, MT 59806-4667
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueApr 15, 2019
Interest
Rate TypeAdjustable Rate

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMISSOULA MT
Recording DateApr 9, 2018
Property Address521 E FRONT ST, MISSOULA, MT 59802
Document Number0009950002
Book / Page000995 / 000002
Instrument DateApr 6, 2018
Instrument5386
Transaction TypeTransfer
Record UpdatedApr 24, 2018
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 8223 MISSOULA MT 598078223, MISSOULA, MT 59807-8223

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMISSOULA MT
Recording DateOct 30, 2017
Property Address521 E FRONT ST, MISSOULA, MT 59802
Document Number0009880968
Book / Page000988 / 000968
Instrument DateOct 27, 2017
Instrument22110
Transaction TypeTransfer
Record UpdatedNov 24, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address131 HILLCREST LOOP MISSOULA MT 598031630, MISSOULA, MT 59803-1630

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMISSOULA MT
Recording DateNov 16, 2017
Property Address521 E FRONT ST, MISSOULA, MT 59802
Document Number0009890701
Book / Page000989 / 000701
Instrument DateOct 27, 2017
Instrument23243
Transaction TypeTransfer
Record UpdatedDec 5, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address131 HILLCREST LOOP MISSOULA MT 598031630, MISSOULA, MT 59803-1630

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2025

Property Jurisdictions

TypeName
StateMontana
CountyMissoula County
MunicipalityMissoula City
Secondary School DistrictMissoula High School District (09 - 12)
Elementary School DistrictMissoula Elementary School District (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,180.00 (-14.76%)$741,000 (+12.17%) Land $273,713 Building $467,287$741,000 (+12.17%) Land $273,713 Building $467,287
2024$8,423.00 (+6.07%) Additional exemption filed
2023$7,941.00$660,600$660,600 Land $288,679 Building $371,921

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.6% of Montana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMISSOULA WATER
serves 68,200 people · EPA ID MT0000294
Water SourceGroundwater
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
CIS
Fixed Wireless		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Blackfoot Telephone Cooperative, Western Montana CommunityTel.

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