Iroquois County property record for 521 E Elm St, Watseka, IL 60970
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.43 acres (18,771 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $26,000 (Jul 2017) |
| Tax Bill | $2,744 (2025) |
| Deeds & Mortgages | Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19 33 301 009 |
| Primary APN | 19 33 301 009 |
|---|
| Lot Area | 18,771 sqft (0.43 acres) |
|---|
| Street Address | 521 E ELM ST |
|---|---|
| City | WATSEKA |
| State | IL |
| Zip | 60970-1473 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SITES SD LT 2 |
| Legal Subdivision | SITES SD |
| Legal Lot Number | 2 |
| Jurisdiction | IROQUOIS IL |
| Township / Civil Division | MIDDLEPORT |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 950400 |
Source: Iroquois County records, as of July 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 400, PARIS, IL 61944-0400 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2017 · Amount on Record |
| Deed Sale | Jul 13, 2017 · Amount on Record |
| Prior Sale | Sep 13, 2013 · Amount on Record |
| Deed Document Number | 20172139 |
| Record Updated | Sep 20, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | IROQUOIS IL |
| Recording Date | Jul 13, 2017 |
| Property Address | 521 E ELM ST, WATSEKA, IL 60970-1473 |
| Document Number | 17R2139 |
| Map Reference | MB F PG 2 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 17R2139 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 E ELM ST, WATSEKA, IL 60970-1473 |
| Document Number | 17R2140 |
|---|---|
| Date | Jul 13, 2017 |
| Instrument | 17R2140 |
| Name | THE EDGAR COUNTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Aug 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 7.25% |
| Index | 1-Year CMT |
| Max Rate | 11.2% |
Source: Iroquois County assessment roll, as of July 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Iroquois County |
| County Subdivision | Middleport Township |
| Municipality | Watseka City |
| Unified School District | Iroquois County Community Unit School District 9 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,744.00 (+37.13%) | $26,900 (+42.03%) Land $3,650 Building $23,250 | $80,700 (+42.03%) Land $10,950 Building $69,750 |
| 2022 | $2,001.00 | $18,940 Land $2,570 Building $16,370 | $56,820 Land $7,710 Building $49,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 237 (1979–2018) |
| Claims Outside the SFHA | 4 of 237 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATSEKA serves 4,767 people · EPA ID IL0750900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Watch TV.
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