510 E Elm St, Watseka, IL 60970 Property Records

Iroquois County property record for 510 E Elm St, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Trust Names on File
Last Sale	$71,000 (Jun 2020)
Tax Bill	$3,334 (2025)
Deeds & Mortgages	Nov 2025 Sale Nov 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19 33 153 053`

Property Details

APN / Parcel Number

Primary APN	`19 33 153 053`

Exterior

Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	510 E ELM ST
City	WATSEKA
State	IL
Zip	60970-1474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.19@ SW NW
Jurisdiction	IROQUOIS IL
Township / Civil Division	MIDDLEPORT
Census Block Group	1
Census Block	1016
Census Tract	950400

Owner

510 E Elm St is owner-occupied and held in a trust since October 2025.

Source: Iroquois County records, as of July 17, 2026

Owner of Record	2 Trust Names on File
Mailing Address	510 E ELM ST, WATSEKA, IL 60970-1474
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 13, 2025	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 26, 2020	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jun 26, 2020	Warranty Deed, Transfer · Conventional Mortgage KINECTA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2020 · Amount on File
Deed Sale	Jun 26, 2020 · Amount on File
Deed Document Number	20201855
Last Transfer Date	Oct 8, 2025
Transfer Doc	0000003876
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	IROQUOIS IL
Recording Date	Nov 13, 2025
Property Address	510 E ELM ST, WATSEKA, IL 60970-1474
Document Number	00025R3878
Instrument Date	Oct 14, 2025
Instrument	25R3878
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5145 SAN LAZARO WAY, SANTA BARBARA, CA 93111-2519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 E ELM ST, WATSEKA, IL 60970-1474

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IROQUOIS IL
Recording Date	Nov 13, 2025
Property Address	510 E ELM ST, WATSEKA, IL 60970-1474
Document Number	00025R3876
Instrument Date	Oct 8, 2025
Instrument	25R3876
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	504 HILTZ DR, SHELDON, IL 60966-8009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5145 SAN LAZARO WAY, SANTA BARBARA, CA 93111-2519

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IROQUOIS IL
Recording Date	Jun 26, 2020
Property Address	510 E ELM ST, WATSEKA, IL 60970-1474
Document Number	20R1854
Instrument Date	Jun 10, 2020
Instrument	20R1854
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1151 COUNTY ROAD #107 # 107, 107, LEADVILLE, CO 80461

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jun 26, 2020
Property Address	510 E ELM ST, WATSEKA, IL 60970-1474
Document Number	20R1855
Instrument Date	Jun 4, 2020
Instrument	20R1855
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1151 COUNTY ROAD 7137, 1151, LEADVILLE, CO 80461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 E ELM ST, WATSEKA, IL 60970-1474

Mortgage

Document Number	00020R1857
Date	Jun 26, 2020
Instrument	20R1857

Lender

Name	KINECTA FCU
Type	Credit Union
Address	MANHATTAN BEACH, CA 90266

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 510 E Elm St was $3,334 with exemptions applied, down 11.9% from the year before.

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Middleport Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,334.00 (-11.87%)	$40,680 (+9.27%) Land $4,800 Building $35,880	$122,040 (+9.27%) Land $14,400 Building $107,640
2024	$3,783.00	$37,230 Land $4,390 Building $32,840	$111,690 Land $13,170 Building $98,520
2022	$3,027.00	$28,650 Land $3,380 Building $25,270	$85,950 Land $10,140 Building $75,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 510 E Elm St in Zone X, an area of minimal flood risk, though there have been 237 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	237 (1979–2018)
Claims Outside the SFHA	4 of 237
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2008 · 106 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 E Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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