521 E Cliff St, Baltimore, OH 43105 Property Records

Fairfield County property record for 521 E Cliff St, Baltimore, OH 43105 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,320 sqft · built 2019
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$38,000 (Mar 2019)
Tax Bill	$3,789 (2023)
Deeds & Mortgages	Apr 2024 Line of Credit Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`024-01850.00`

Property Details

APN / Parcel Number

Primary APN	`024-01850.00`
Alternative APN	`0019 00016`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	888 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	108 sqft
Deck Area	624 sqft
Patio Area	624 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Account Number	0019 00016
Street Address	521 E CLIFF ST
City	BALTIMORE
State	OH
Zip	43105-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOME ADD LOT 22
Legal Subdivision	HOME ADD
Legal Lot Number	22 22S
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3011
Census Tract	30300

Owner

Source: Fairfield County records · APN 024-01850.00

Assessment roll updated March 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	521 E CLIFF ST, BALTIMORE, OH 43105-1307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 05, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Dec 20, 2019	Loan Modification, Mortgage UNION HM MTG CORP
Sep 13, 2019	Trustee's Deed, Construction Loan · Construction Mortgage UNION HM MTG CORP
Mar 06, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 06, 2019 · Amount on Record
Deed Sale	Mar 06, 2019 · Amount on Record
Prior Sale	May 15, 2007 · Amount on Record
Deed Document Number	201900003439
Deed Book / Page	1786 / 1602
Record Updated	Jun 08, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	521 E CLIFF ST, BALTIMORE, OH 43105-1307
Transaction Type	Mortgage
Record Updated	May 09, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 E CLIFF ST, BALTIMORE, OH 43105-1307

Mortgage

Document Number	0000005805
Date	Apr 23, 2024
Instrument	202400005805

Lender

Name	PNC BANK NA
Type	Bank
Address	222 DELAWARE AVE, WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 17, 2064

Interest

Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	521 E CLIFF ST, BALTIMORE, OH 43105-1307
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022024
Date	Oct 05, 2020
Book Page	1839/4685
Instrument	202000022024

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FAIRFIELD OH
Property Address	521 E CLIFF ST, BALTIMORE, OH 43105-1307
Document Number	0000000376
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 E CLIFF ST BALTIMORE OH 43105, BALTIMORE, OH 43105

Mortgage

Document Number	0000000376
Date	Jan 07, 2020
Book Page	001812/001855
Instrument	376

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 06, 2050

Interest

Rate Type	Fixed Rate

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Sep 13, 2019
Property Address	521 E CLIFF ST, BALTIMORE, OH 43105-1307
Book / Page	001801 / 003647
Instrument Date	Sep 12, 2019
Instrument	16270
Transaction Type	Construction Loan
Record Updated	Jan 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 E CLIFF ST BALTIMORE OH 43105, BALTIMORE, OH 43105

Mortgage

Document Number	0000016270
Date	Sep 13, 2019
Book Page	001801/003647
Instrument	16270

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Mar 06, 2019
Property Address	521 E CLIFF ST, BALTIMORE, OH 43105-1307
Document Number	0000003439
Book / Page	001786 / 001602
Instrument Date	Feb 26, 2019
Instrument	3439
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$152.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12243 WOLFE BLVD MILLERSPORT OH 430467000, MILLERSPORT, OH 43046-7000

Tax Assessment & Valuation

Source: Fairfield County records · Assessment roll updated March 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Baltimore Village
County	Fairfield County
County Subdivision	Liberty Township
Unified School District	Liberty Union-Thurston Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$105,910 (+7.25%) Land $17,710 Building $88,200	$302,590 (+7.25%) Land $50,590 Building $252,000
2023	$3,789.00	$98,750 (-) Land $12,860 Building $85,890
2022		$98,750 Land $12,860 Building $85,890	$282,140 Land $36,730 Building $245,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fairfield County (39045C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390450303003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2007–2024)
Most Recent Claim	Nov 2024, other causes

Wildfire

Wildfire Risk	Low above 3% of the US · above 15% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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