Fairfield County property record for 439 E Cliff St, Baltimore, OH 43105
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,447 sqft · built 2008 |
| Lot Size | 0.239 acres (10,441 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $349,900 (Sep 2024) |
| Tax Bill | $3,890 (2023) |
| Deeds & Mortgages | Jan 2021 Second Mortgage Jan 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-01296.20 |
| Primary APN | 024-01296.20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,447 sqft Living Area |
| 1st Floor Area | 526 sqft |
| 2nd Floor Area | 526 sqft |
| Upper Floors Area | 150 sqft |
| Basement Area | 463 sqft |
| Finished Basement | 368 sqft |
| Unfinished Basement | 95 sqft |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Modern |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,441 sqft (0.239 acres) |
| Lot Dimensions | 174 ft deep x 60 ft wide |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Patio Area | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Oil |
| Heating Fuel | Gas |
| Account Number | 0018 00031 |
|---|---|
| Street Address | 439 E CLIFF ST |
| City | BALTIMORE |
| State | OH |
| Zip | 43105-1305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOME ADD PT RESERVE B |
| Legal Subdivision | HOME ADD |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LIBERTY |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 30300 |
Source: Fairfield County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 439 E CLIFF ST, BALTIMORE, OH 43105-1305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BMI FCU |
| Jan 3, 2020 | Survivorship Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Mar 13, 2017 | Survivorship Deed, Transfer · ARM THE COMMUNITY BANK |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2024 · Amount on Record |
| Deed Sale | Sep 5, 2024 · Amount on Record |
| Prior Sale | Jan 3, 2020 · Amount on Record |
| Deed Document Number | 202400013820 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 439 E CLIFF ST, BALTIMORE, OH 43105-1305 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002533 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 202100002533 |
| Name | BMI FCU |
|---|---|
| Type | Credit Union |
| Address | DUBLIN, OH 43016 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 27, 2036 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Jan 3, 2020 |
| Property Address | 439 E CLIFF ST, BALTIMORE, OH 43105-1305 |
| Document Number | 0000000193 |
| Book / Page | 1812 / 0767 |
| Map Reference | MB 3 PG 6 |
| Instrument Date | Dec 17, 2019 |
| Instrument | 202000000193 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Title Company | FIRST OHIO TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5151 CORPORATE DR, TROY, MI 48098-2639 |
| Document Number | 0000000194 |
|---|---|
| Date | Jan 3, 2020 |
| Instrument | 202000000194 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Mar 13, 2017 |
| Property Address | 439 E CLIFF ST, BALTIMORE, OH 43105-1305 |
| Document Number | 0000004228 |
| Book / Page | 1733 / 0666 |
| Map Reference | VOL 1124 PG 2308 |
| Instrument Date | Mar 13, 2017 |
| Instrument | 201700004228 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Document Number | 0000004229 |
|---|---|
| Date | Mar 13, 2017 |
| Instrument | 201700004229 |
| Name | THE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Apr 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 5.12% |
| Max Rate At Change | 7.12% |
| Index | 1-Year CMT |
| Max Rate | 11.1% |
Source: Fairfield County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Baltimore Village |
| County | Fairfield County |
| County Subdivision | Liberty Township |
| Unified School District | Liberty Union-Thurston Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $106,830 (+5.31%) Land $17,940 Building $88,890 | $305,230 (+5.31%) Land $51,250 Building $253,980 | |
| 2023 | $3,890.00 | $101,440 (-) Land $13,020 Building $88,420 | |
| 2022 | $101,440 Land $13,020 Building $88,420 | $289,840 Land $37,210 Building $252,630 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (2007–2024) |
| Most Recent Claim | Nov 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BALTIMORE VILLAGE PWS serves 2,995 people · EPA ID OH2300112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures