521 E Bright St, Troy, TN 38260 Property Records

Obion County property record for 521 E Bright St, Troy, TN 38260

Property Summary

Property TypeRural Home
Details1 ba · 1,819 sqft · built 1900
Lot Size33.4 acres (1,455,340 sqft)
OwnerIndividual Name on Record
Tax Bill$1,291 (2018)
Flood ZoneZone A (high risk)
APN093 05500 001

Property Details

APN / Parcel Number

Primary APN093 05500 001
Alternative APN
  • 066093 05500 001

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,819 sqft Living Area
1st Floor Area1,819 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area1,455,340 sqft (33.4 acres)
TerrainRolling
Garage TypeMixed
Garage Area576 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area546 sqft
Shed1 Shed
Shed Area288 sqft
Utility Building224 sqft
Pole Barn1 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address521 E BRIGHT ST
CityTROY
StateTN
Zip38260-5408
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionCITY PORTION VICKIE HARRIS LIFE EST
JurisdictionOBION TN
Township / Civil Division6
Census Block Group3
Census Block3018
Census Tract965400

Owner

Source: Obion County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address859 TROY POLK STATION RD, TROY, TN 38260-4813
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 1, 1982
Deed SaleJan 1, 1982
Deed Document Number000WB-J659
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Obion County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyObion County
MunicipalityTroy Town
Unified School DistrictObion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Additional exemption filed$48,800 (-) Land $19,500 Building $29,300
2023$48,800 (+36.03%) Land $19,500 Building $29,300$357,200 (+148.92%) Land $240,000 Building $117,200
2022$35,875 Land $17,625 Building $18,250$143,500 Land $70,500 Building $73,000
2018$1,291.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1997–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY WATER SYSTEM
serves 2,096 people · EPA ID TN0000712
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gibson Connect
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35

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