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207 E Bright St, Troy, TN 38260 Property Records

Obion County property record for 207 E Bright St, Troy, TN 38260 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,144 sqft · built 1900
Lot Size0.33 acres (14,400 sqft)
OwnerIndividual Name on File
Last Sale$43,000 (Mar 2021)
Tax Bill$332 (2018)
Deeds & MortgagesMar 2021 Sale & Mortgage
Feb 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN066093G E 01700

Property Details

APN / Parcel Number

Primary APN066093G E 01700
Alternative APN
  • 093G E 01700

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,144 sqft Living Area
1st Floor Area1,144 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1900
Exterior MaterialSiding
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area14,400 sqft (0.33 acres)
Lot Dimensions120 ft deep x 120 ft wide
PorchOpen Porch
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address207 E BRIGHT ST
CityTROY
StateTN
Zip38260-5403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 6
Legal SubdivisionTROY
JurisdictionOBION TN
Township / Civil Division6
Census Block Group1
Census Block1059
Census Tract965400

Owner

Source: Obion County records · APN 066093G E 01700

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address857 PAUL ERWIN RD, TROY, TN 38260-4823
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2021Warranty Deed, Transfer · Commercial Mortgage
FIRST CITIZENS NATIONAL BANK
Feb 10, 2017Loan Modification, Mortgage
FIRST CITIZENS NAT'L BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 24, 2021 · Amount on Record
Deed SaleMar 24, 2021 · Amount on Record
Prior SaleMar 02, 1996 · Amount on Record
Deed Document Number66642
Deed Book / Page277 / 803
Record UpdatedJun 08, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOBION TN
Recording DateMar 24, 2021
Property Address207 E BRIGHT ST, TROY, TN 38260-5403
Document Number000277/803
Book / Page277 / 803
Instrument DateMar 22, 2021
Instrument66642
Transaction TypeTransfer
Record UpdatedSep 01, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$159.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address857 PAUL ERWIN RD, TROY, TN 38260-4823

Mortgage

Document Number0000066643
DateMar 24, 2021
Instrument66643
Lender
NameFIRST CITIZENS NATIONAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term121 Months
DueApr 06, 2031
Interest
Rate TypeAdjustable Rate

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOBION TN
Property Address207 E BRIGHT ST, TROY, TN 38260-5403
Document Number0000047354
Book / Page000190 / 000189
Instrument DateFeb 10, 2017
Transaction TypeMortgage
Record UpdatedFeb 17, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 555 TROY TN 382600555, TROY, TN 38260-0555

Mortgage

Document Number0000047354
DateFeb 14, 2017
Book Page000190/000189
Instrument47354
Lender
NameFIRST CITIZENS NAT'L BK
TypeBank
AddressDYERSBURG, TN 38025-0370
Agreement
Term120 Months
DueFeb 13, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Obion County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTennessee
CountyObion County
MunicipalityTroy Town
Unified School DistrictObion County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$14,650 (-) Land $2,000 Building $12,650
2023$14,650 (+58.81%) Land $2,000 Building $12,650$58,600 (+58.81%) Land $8,000 Building $50,600
2022$9,225 Land $2,000 Building $7,225$36,900 Land $8,000 Building $28,900
2018$332.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Obion County (47131C), updated January 24, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471319654001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 155 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Gibson Electric MembershipFiber1,000 / 1,000
SpectrumCable1,000 / 50
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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