521 E 900 N, American Fork, UT 84003 Property Records

Utah County property record for 521 E 900 N, American Fork, UT 84003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,766 sqft · built 2016
Lot Size	0.222 acres (9,689 sqft)
Owner	2 Individual Names on File
Last Sale	$462,200 (Mar 2017)
Tax Bill	$3,602 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Dec 2021 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-882-0015`

Property Details

APN / Parcel Number

Primary APN	`46-882-0015`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,766 sqft Living Area
Gross Area	5,597 sqft
1st Floor Area	2,766 sqft
Basement Area	2,079 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	A-Frame
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Other
Lot Area	9,689 sqft (0.222 acres)
Garage Type	Attached
Garage Area	752 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	521 E 900 N
City	AMERICAN FORK
State	UT
Zip	84003-3200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15, PLAT A, MARCYS ORCHARD SUB AREA 0.222 AC.
Legal Subdivision	MARCYS ORCHARD SUB
Legal Lot Number	15
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	1
Census Block	1014
Census Tract	10700

Owner

521 E 900 N is owned and occupied by two individuals who bought it in March 2017.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	521 E 900 N, AMERICAN FORK, UT 84003-3200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Dec 2, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Aug 17, 2020	Deed of Trust, Mortgage FIRST COLONY MTG CORP
Mar 28, 2017	Grant Deed, Subdivision Related Transfer CITYWIDE HMS LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2017 · Amount on File
Deed Sale	Mar 28, 2017 · Amount on File
Deed Document Number	201729629
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	521 E 900 N, AMERICAN FORK, UT 84003-3200
Transaction Type	Mortgage
Record Updated	Jun 14, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036352
Date	Jun 6, 2023
Instrument	36352:2023

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	521 E 900 N, AMERICAN FORK, UT 84003-3200
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000200967
Date	Dec 2, 2021
Instrument	200967:2021

Lender

Name	DISCOVER BANK
Type	Bank
Address	INDEPENDENCE, OH 44131

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Nov 22, 2036

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	521 E 900 N, AMERICAN FORK, UT 84003-3200
Document Number	0000125125
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	INWEST TITLE-OREM #1

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	521 E 900 N AMERICAN FORK UT 840033200, AMERICAN FORK, UT 84003-3200

Mortgage

Document Number	0000125125
Date	Aug 21, 2020
Instrument	125125

Lender

Name	FIRST COLONY MTG CORP
Address	OREM, UT 84057

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2050

March 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	UTAH UT
Recording Date	Mar 28, 2017
Property Address	521 E 900 N, AMERICAN FORK, UT 84003-3200
Document Number	0000029629
Instrument Date	Mar 28, 2017
Instrument	29629
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2017
Title Company	US TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	521 E 900 N AMERICAN FORK UT 840033200, AMERICAN FORK, UT 84003-3200

Mortgage

Document Number	29630
Date	Mar 28, 2017
Instrument	29630

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 521 E 900 N was $3,602, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$419,485 (-44.04%)	$762,700 (+1.75%) Land $244,200 Building $518,500
2025	$3,602.00 (+0.03%)	$749,600 Land $244,200 Building $505,400	$749,600 Land $244,200 Building $505,400
2024	$3,601.00 (+0.84%)
2023	$3,571.00 (+6.63%)	$420,695	$764,900 Land $211,500 Building $553,400
2022	$3,349.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 521 E 900 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 521 E 900 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
CentraCom DSL	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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