509 E 900 N, American Fork, UT 84003 Property Records

Utah County property record for 509 E 900 N, American Fork, UT 84003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,001 sqft · built 2016
Lot Size	0.219 acres (9,550 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,600 (Oct 2017)
Tax Bill	$3,299 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2021 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`46-882-0017`

Property Details

APN / Parcel Number

Primary APN	`46-882-0017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,001 sqft Living Area
Gross Area	5,020 sqft
1st Floor Area	2,001 sqft
Basement Area	2,113 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	A-Frame
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Other
Lot Area	9,550 sqft (0.219 acres)
Garage Type	Attached
Garage Area	906 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	509 E 900 N
City	AMERICAN FORK
State	UT
Zip	84003-3200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17, PLAT A, MARCYS ORCHARD SUB AREA 0.219 AC.
Legal Subdivision	MARCYS ORCHARD SUB
Legal Lot Number	17
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	1
Census Block	1014
Census Tract	10700

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 E 900 N, AMERICAN FORK, UT 84003-3200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit SECURITY SERVICE FEDERAL CREDIT UNION
Jul 13, 2021	Deed of Trust, Mortgage · Line of Credit SECURITY SERVICE FCU
Dec 4, 2020	Deed of Trust, Mortgage FIRST COLONY MTG CORP
Jul 20, 2019	Deed of Trust, Mortgage PROVIDENT FNDG
May 1, 2018	Deed of Trust, Mortgage SECURITY SVC FCU
Oct 23, 2017	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
Mar 15, 2017	Grant Deed, Subdivision Related Transfer US TITLE INSURANCE AGENCY
Mar 15, 2017	Grant Deed, Subdivision Related Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2017 · Amount on Record
Deed Sale	Oct 23, 2017 · Amount on Record
Prior Sale	Mar 15, 2017
Deed Document Number	2017104651
Prior Transfer Date	Oct 17, 2017
Prior Transfer Doc	0000104651
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	Jul 27, 2026
Property Address	509 E 900 N, AMERICAN FORK, UT 84003-3200
Document Number	0000061926
Instrument Date	Jul 22, 2026
Instrument	202661926
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	UTAH FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E 900 N, AMERICAN FORK, UT 84003-3200

Mortgage

Document Number	0000061926,
Date	Jul 27, 2026
Instrument	202661926

Lender

Name	SECURITY SERVICE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Aug 1, 2066

Interest

Rate	6.49%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	509 E 900 N, AMERICAN FORK, UT 84003-3200
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	AMERICAN SECURE TITLE BRIGHAM, AMERICAN SECURE TTL BRIGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000123132
Date	Jul 13, 2021
Instrument	123132:2021

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Aug 1, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	509 E 900 N, AMERICAN FORK, UT 84003-3200
Document Number	0000196003
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	509 E 900 N AMERICAN FORK UT 840033200, AMERICAN FORK, UT 84003-3200

Mortgage

Document Number	0000196003
Date	Dec 9, 2020
Instrument	196003

Lender

Name	FIRST COLONY MTG CORP
Address	OREM, UT 84057

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	509 E 900 N, AMERICAN FORK, UT 84003-3200
Document Number	0000069260
Instrument Date	Jul 20, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	509 E 900 N AMERICAN FORK UT 840033200, AMERICAN FORK, UT 84003-3200

Mortgage

Document Number	0000069260
Date	Jul 25, 2019
Instrument	69260

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	509 E 900 N, AMERICAN FORK, UT 84003-3200
Document Number	0000042141
Instrument Date	May 1, 2018
Transaction Type	Mortgage
Record Updated	May 28, 2018
Title Company	AMERICAN SECURE TITLE BRIGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	509 E 900 N AMERICAN FORK UT 840033200, AMERICAN FORK, UT 84003-3200

Mortgage

Document Number	0000042141
Date	May 7, 2018
Instrument	42141

Lender

Name	SECURITY SVC FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 6, 2033

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Oct 23, 2017
Property Address	509 E 900 N, AMERICAN FORK, UT 84003-3200
Document Number	0000104651
Instrument Date	Oct 17, 2017
Instrument	104651:2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E 900 N, AMERICAN FORK, UT 84003-3200

March 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	UTAH UT
Recording Date	Mar 15, 2017
Property Address	509 E 900 N, AMERICAN FORK, UT 84003-3200
Document Number	0000025327
Instrument Date	Mar 15, 2017
Instrument	25327
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 21, 2017
Title Company	US TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	509 E 900 N AMERICAN FORK UT 840033200, AMERICAN FORK, UT 84003-3200

March 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	UTAH UT
Recording Date	Mar 15, 2017
Property Address	509 E 900 N, AMERICAN FORK, UT 84003-3200
Document Number	0000025217
Instrument Date	Mar 15, 2017
Instrument	25217
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 22, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	509 E 900 N AMERICAN FORK UT 840033200, AMERICAN FORK, UT 84003-3200

Mortgage

Document Number	25228
Date	Mar 15, 2017
Instrument	25228

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2047

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,760 (-43.66%)	$703,200 (+2.43%) Land $243,600 Building $459,600
2025	$3,299.00 (+0.03%)	$686,500 (+91.94%) Land $243,600 Building $442,900	$686,500 (+5.57%) Land $243,600 Building $442,900
2024	$3,298.00 (+8.63%)
2023	$3,036.00 (-4.35%)	$357,665	$650,300 Land $210,900 Building $439,400
2022	$3,174.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
CentraCom DSL	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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