Stanislaus County property record for 521 Downing Ln, Empire, CA 95319
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,220 sqft · built 1971 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $60,000 (Apr 2009) |
| Tax Bill | $1,145 (2026) |
| Deeds & Mortgages | Apr 2019 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-037-012-000 |
| Primary APN | 009-037-012-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,220 sqft Living Area |
| Gross Area | 2,148 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Wood |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | Evaporative |
|---|---|
| Heating System | Central |
| Street Address | 521 DOWNING LN |
|---|---|
| City | EMPIRE |
| State | CA |
| Zip | 95319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SKYLAN BLK 06545 MAP 000021 00083 |
| Legal Subdivision | ENTERPRISE HOMES 02 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 2002 |
Source: Stanislaus County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 521 DOWNING LN, EMPIRE, CA 95319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2009 · Amount on Record |
| Deed Sale | Apr 10, 2009 · Amount on Record |
| Prior Sale | Aug 19, 2008 · Amount on Record |
| Deed Document Number | 200934562 |
| Last Transfer Date | Feb 13, 2015 |
| Transfer Doc | 0000012481 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 521 DOWNING LN, EMPIRE, CA 95319 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | STEWART TITLE OF MODESTO |
| Name | Verified Name |
|---|
| Document Number | 0000024022 |
|---|---|
| Date | Apr 22, 2019 |
| Instrument | 2019-0024022 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 521 DOWNING LN, EMPIRE, CA 95319 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 521 DOWNING LN, EMPIRE, CA 95319-5125 |
| Document Number | 0000022249 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 2021-0022249 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Elementary School District | Empire Union Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,145.00 (+2.14%) Homeowner's exemption | $78,793 (+2%) Land $26,260 Building $52,533 |
| 2025 | $1,121.00 (-11.38%) Homeowner's exemption | $77,249 (+4.04%) Land $25,746 Building $51,503 |
| 2023 | $1,265.00 (+8.58%) Homeowner's exemption | $74,252 Land $24,748 Building $49,504 |
| 2022 | $1,165.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MODESTO serves 218,915 people · EPA ID CA5010010 |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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