San Joaquin County property record for 521 Cross St, Lodi, CA 95242
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 808 sqft · built 1954 |
| Lot Size | 0.141 acres (6,135 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,131 (2026) |
| Deeds & Mortgages | May 2024 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 035-230-310-000 |
| Primary APN | 035-230-310-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 808 sqft Living Area |
| 1st Floor Area | 808 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,135 sqft (0.141 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 035-230-31 |
|---|---|
| Street Address | 521 CROSS ST |
| City | LODI |
| State | CA |
| Zip | 95242-2406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 335 KIRST ESTATE MAP 13 PG 150 LOT 31 |
| Legal Subdivision | KIRST ESTATES |
| Legal Tract | 335 |
| Legal Block | 2 |
| Legal Lot Number | 31 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 4205 |
521 Cross St is held in a trust since March 2016.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 722 ROPER AVE, LODI, CA 95240-0926 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 14, 2016 |
| Transfer Doc | 0000038842 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 6, 2024 |
| Property Address | 521 CROSS ST, LODI, CA 95242-2406 |
| Document Number | 0000037366 |
| Map Reference | VOL 13 PG 150 |
| Instrument Date | Feb 20, 2024 |
| Instrument | 2024-037366 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 722 ROPER AVE, LODI, CA 95240-0926 |
The 2026 property tax bill for 521 Cross St was $2,131, up 0.3% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,131.00 (+0.33%) | ||
| 2025 | $2,124.00 | $194,375 Land $99,184 Building $95,191 | |
| 2023 | $2,035.00 (+2.26%) | $186,830 Land $95,334 Building $91,496 | $305,460 |
| 2022 | $1,990.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 521 Cross St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 521 Cross St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LODI serves 67,093 people · EPA ID CA3910004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Matrix Broadband, Verizon.
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