509 Cross St, Lodi, CA 95242 Property Records

San Joaquin County property record for 509 Cross St, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 955 sqft · built 1954
Lot Size	0.14 acres (6,135 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Nov 2022)
Tax Bill	$4,463 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Nov 2022 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`035-230-330-000`

Property Details

APN / Parcel Number

Primary APN	`035-230-330-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	955 sqft Living Area

Exterior

Year Built	Built 1954
Architectural Style	Other
Construction Type	Wood
Lot Area	6,135 sqft (0.14 acres)
Garage Type	Mixed
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	509 CROSS ST
City	LODI
State	CA
Zip	95242-2406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	08
Legal Description	CITY/MUNI/TWP:LODI SUBD:KIRST ESTATES MAP REF:MB 035 PG 23
Legal Subdivision	KIRST ESTATES
Legal Tract	335
Legal Lot Number	33
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	2
Census Block	2012
Census Tract	4205

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	PO BOX 344, LODI, CA 95241-0344
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 7, 2022	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 18, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
Sep 18, 2018	Affidavit of Death, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 7, 2022 · Amount on Record
Deed Sale	Nov 7, 2022 · Amount on Record
Prior Sale	Nov 7, 2022
Deed Document Number	2022-126829
Record Updated	Jun 8, 2026

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 7, 2022
Property Address	509 CROSS ST, LODI, CA 95242-2406
Document Number	0000126829
Map Reference	VOL 13 PG 150
Instrument Date	Oct 31, 2022
Instrument	2022-126829
Transaction Type	Transfer
Record Updated	Nov 21, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	509 CROSS ST, LODI, CA 95242-2406

Mortgage

Document Number	0000126830
Date	Nov 7, 2022
Instrument	2022-126830

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 7, 2022
Property Address	509 CROSS ST, LODI, CA 95242-2406
Document Number	0000126828
Map Reference	VOL 13 PG 150
Instrument Date	Oct 26, 2022
Instrument	2022-126828
Transaction Type	Transfer
Record Updated	Nov 21, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 CROSS ST, LODI, CA 95242-2406

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	509 CROSS ST, LODI, CA 95242-2406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 CROSS ST, LODI, CA 95242-2406

Mortgage

Document Number	0000136974
Date	Oct 14, 2020
Instrument	2020-136974

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 18, 2018
Property Address	509 CROSS ST, LODI, CA 95242-2406
Document Number	0000103721
Instrument Date	Sep 6, 2018
Instrument	103721
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$313.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 CROSS ST LODI CA 952422406, LODI, CA 95242-2406

Mortgage

Document Number	103722
Date	Sep 18, 2018
Instrument	103722

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2048

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 18, 2018
Property Address	509 CROSS ST, LODI, CA 95242-2406
Document Number	0000103720
Instrument Date	Aug 29, 2018
Instrument	103720
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	OLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	970 ELK HILLS DR GALT CA 956323437, GALT, CA 95632-3437

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,463.00 (+4.18%)	$410,958 (+4.04%) Land $83,232 Building $327,726
2023	$4,284.00 (+32.06%)	$395,000 Land $80,000 Building $315,000
2022	$3,244.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Matrix Broadband, Verizon.

Nearby Properties on Cross St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures