521 Cox Rd, Mc David, FL 32568 Property Records

Escambia County property record for 521 Cox Rd, Mc David, FL 32568

Property Summary

Property Type	General Agricultural/Rural
Details	2 ba · 1,972 sqft · built 1968
Lot Size	11 acres (480,031 sqft)
Owner	Individual Name on Record
Last Sale	$319,000 (May 2026)
Tax Bill	$451 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`34-5N-31-3201-000-003`

Property Details

APN / Parcel Number

Primary APN	`34-5N-31-3201-000-003`
Alternative APN	`121869000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,972 sqft Gross Area
1st Floor Area	1,552 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	480,031 sqft (11 acres)
View / Lot	Woodland
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	208 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	121869000
Street Address	521 COX RD
City	MC DAVID
State	FL
Zip	32568-2837
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	AGR
Legal Description	BEG AT NW COR OF SE1/4 OF SW1/4 E 115 FT S 506 80/100 FT W 123 FT N 517 FT TO POB DB 288/552 P 595/431 ALSO BEG AT SW COR OF SEC FOR POB N 1815 FT E 660 FT N 165 FT E 660 FT S 745 FT W 660 FT S 330 FT E 660 FT S 905 FT W 1320 FT TO POB OR 12 P 508 LE
Legal Range	31W
Legal Township	05N
Legal Section	34
Legal Subdivision	SUBDIVISION NUMBER: 3201
Legal Block	3
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CENTURY
Census Block Group	3
Census Block	3007
Census Tract	3900

Owner

Source: Escambia County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5721 CLYBURN LOOP APT B, B, FORT POLK, LA 71459
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Aug 3, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Deed Document Number	202638948
Deed Book / Page	9494 / 384
Prior Transfer Date	Feb 1, 2024
Prior Transfer Doc	0000062943
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	May 19, 2026
Property Address	521 COX RD, MC DAVID, FL 32568-2837
Document Number	0000038948
Book / Page	9494 / 384
Instrument Date	May 15, 2026
Instrument	202638948
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	PENSACOLA TITLE CO LLC, PENSACOLA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225,533.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038949,
Date	May 19, 2026
Instrument	202638949

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Aug 3, 2023
Property Address	521 COX RD, MC DAVID, FL 32568-2837
Document Number	0090190001
Book / Page	9019 / 1
Instrument Date	Jul 28, 2023
Instrument	2023062391
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	521 COX RD, MC DAVID, FL 32568-2837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 COX RD, MC DAVID, FL 32568-2836

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$451.00 (+50.84%)	$64,445 (+5.82%)	$182,993 (+33.25%) Land $44,080 Building $138,913
2024	$299.00 (-0.33%)
2023	$300.00 (-5.66%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$60,902 (+2.93%)	$137,335 (+2.81%) Land $5,269 Building $132,066
2022	$318.00 Homeowner's exemption Widower's exemption	$59,166	$133,581 Land $2,519 Building $131,062

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL WATER WORKS serves 2,560 people · EPA ID FL1170126
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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