401 Cox Rd, Mc David, FL 32568 Property Records

Escambia County property record for 401 Cox Rd, Mc David, FL 32568

Property Summary

Property Type	General Agricultural/Rural
Details	5.5 ba · 5,457 sqft · built 2009
Lot Size	27.6 acres (1,203,127 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,017,000 (Nov 2016)
Tax Bill	$4,538 (2024)
Deeds & Mortgages	Mar 2024 Line of Credit Oct 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-5N-31-3401-000-000`

Property Details

APN / Parcel Number

Primary APN	`34-5N-31-3401-000-000`
Alternative APN	`121871000`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	5,457 sqft Gross Area
1st Floor Area	2,531 sqft
Upper Floors Area	1,106 sqft
Basement Area	1,196 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Other
Lot Area	1,203,127 sqft (27.6 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	928 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	121871000
Street Address	401 COX RD
City	MC DAVID
State	FL
Zip	32568-2836
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	AGR
Legal Description	BEG AT NE COR OF SE1/4 OF SW1/4 W 210 FT FOR POB SLY 430 FT SE 254 FT TO A POINT 450 FT S OF NE COR OF SE1/4 OF SW1/4 CONTINUE E 62 FT S 184 FT W 62 FT S TO SE COR OF SE1/4 OF SW1/4 W TO SW COR OF SE1/4 OF SW1/4 N TO A POINT 517 FT S OF NW COR OF SE1
Legal Range	31W
Legal Township	05N
Legal Section	34
Legal Subdivision	SUBDIVISION NUMBER: 3401
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CENTURY
Census Block Group	3
Census Block	3007
Census Tract	3900

Owner

Source: Escambia County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 COX RD, MC DAVID, FL 32568-2836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Oct 20, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Oct 9, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2016 · Amount on Record
Deed Sale	Nov 17, 2016 · Amount on Record
Deed Document Number	201688706
Deed Book / Page	7624 / 456
Prior Transfer Date	Nov 2, 2012
Prior Transfer Doc	0076240456
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	401 COX RD, MC DAVID, FL 32568-2836
Transaction Type	Mortgage
Record Updated	Apr 3, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 COX RD, MC DAVID, FL 32568-2836

Mortgage

Document Number	0091170206
Date	Mar 13, 2024
Book Page	9117/206
Instrument	2024019205

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	475 Months
Due	Oct 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	401 COX RD, MC DAVID, FL 32568-2836
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 COX RD, MC DAVID, FL 32568-2836

Mortgage

Document Number	0090571619
Date	Oct 20, 2023
Book Page	9057/1619
Instrument	2023084981

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Oct 9, 2020
Property Address	401 COX RD, MC DAVID, FL 32568-2836
Document Number	0083810314
Book / Page	008381 / 000314
Instrument Date	Oct 7, 2020
Instrument	83578
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3930 LAMBERT BRIDGE RD MC DAVID FL 325682109, MC DAVID, FL 32568-2109

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$391,487 (+5.9%)	$890,293 (+18.61%) Land $110,480 Building $779,813
2024	$4,538.00 (+0.62%)
2023	$4,510.00 (+2.2%) Homeowner's exemption	$369,674 (+2.96%)	$750,628 (+5.04%) Land $9,324 Building $741,304
2022	$4,413.00 Homeowner's exemption	$359,062	$714,582 Land $6,974 Building $707,608

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL WATER WORKS serves 2,560 people · EPA ID FL1170126
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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