St. Johns County property record for 521 Costa del Sol Dr, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 5,771 sqft · built 2020 |
| Lot Size | 1.51 acres (65,775 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $22,922 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072426-0290 |
| Primary APN | 072426-0290 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 29 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 5,771 sqft Living Area |
| Gross Area | 6,875 sqft |
| 1st Floor Area | 3,632 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 65,775 sqft (1.51 acres) |
| Garage Type | Attached |
| Garage Area | 1,104 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 521 COSTA DEL SOL DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-4868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75/79-88 MARSHALL CREEK DRI UNIT EV-4/EV-5B LOT 29 OR4092/880 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 44 |
| Legal Subdivision | MARSHALL CREEK DRI UNIT EV-4EV-5B |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 20606 |
521 Costa del Sol Dr is owned and occupied by two individuals.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 521 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORRIS BANK |
| Feb 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 521 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4868 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE |
| Name | Verified Name |
|---|---|
| Address | 521 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4868 |
| Document Number | 0054100882 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 5410/882 |
| Instrument | 2021119469 |
| Name | MORRIS BANK |
|---|---|
| Type | Bank |
| Address | DUBLIN, GA 31021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 521 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4868 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0048881026 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 4888/1026 |
| Instrument | 2020014358 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 521 Costa del Sol Dr was $22,922 with a homeowner's exemption, up 8.9% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,437,782 (+6.51%) | $1,718,777 (-2%) Land $325,000 Building $1,393,777 | |
| 2025 | $22,922.00 (+8.94%) Homeowner's exemption | $1,349,885 (+2.9%) | $1,753,943 (+6.55%) Land $325,000 Building $1,428,943 |
| 2024 | $21,041.00 (+2.03%) Homeowner's exemption | $1,311,842 (+3%) | $1,646,181 (-) Land $300,000 Building $1,346,181 |
| 2023 | $20,623.00 (+1.8%) Homeowner's exemption | $1,273,633 (+3%) | $1,646,181 (-5.02%) Land $300,000 Building $1,346,181 |
| 2022 | $20,259.00 Homeowner's exemption | $1,236,537 | $1,733,133 Land $280,000 Building $1,453,133 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 521 Costa del Sol Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 249 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 3 (2016–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 521 Costa del Sol Dr is moderate, ranking above 65% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
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