St. Johns County property record for 497 Costa del Sol Dr, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,158 sqft · built 2016 |
| Lot Size | 1.18 acres (51,400 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $250,000 (Jun 2016) |
| Tax Bill | $17,457 (2025) |
| Deeds & Mortgages | Oct 2026 Sale Dec 2016 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 072426-0270 |
| Primary APN | 072426-0270 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,158 sqft Living Area |
| Gross Area | 5,146 sqft |
| 1st Floor Area | 4,158 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 51,400 sqft (1.18 acres) |
| Garage Type | Attached |
| Garage Area | 988 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 497 COSTA DEL SOL DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-4868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75/79-88 MARSHALL CREEK DRI UNIT EV-4/EV-5B LOT 27 OR4041/132 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 44 |
| Legal Subdivision | MARSHALL CREEK DRI UNIT EV-4EV-5B |
| Legal Block | 1 |
| Legal Lot Number | 27 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 20606 |
Source: St. Johns County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 497 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4868 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Oct 2, 2026 | Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 19, 2016 | Loan Modification, Mortgage · Conventional Mortgage SEASIDE NAT'L BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2016 · Amount on Record |
| Deed Sale | Jun 1, 2016 · Amount on Record |
| Deed Book / Page | 4041 / 132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 2, 2026 |
| Property Address | 497 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4868 |
| Document Number | 0000083911 |
| Book / Page | 6447 / 339 |
| Instrument Date | Sep 29, 2026 |
| Instrument | 202683911 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 497 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4868 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 497 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4868 |
| Document Number | 0043150966 |
| Instrument Date | Dec 19, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 497 COSTA DEL SOL DR ST AUGUSTINE FL 320954868, ST AUGUSTINE, FL 32095-4868 |
| Document Number | 0043150966 |
|---|---|
| Date | Jan 11, 2017 |
| Book Page | 004315/000966 |
| Instrument | 2477 |
| Name | SEASIDE NAT'L BK&TR |
|---|---|
| Type | Funding / Finance Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $969,623 (+2.7%) | $1,325,205 (-2.55%) Land $325,000 Building $1,000,205 | |
| 2025 | $17,457.00 (+8.46%) Homeowner's exemption | $944,131 (+2.9%) | $1,359,914 (+5.52%) Land $325,000 Building $1,034,914 |
| 2024 | $16,095.00 (+2.11%) Homeowner's exemption | $917,523 (+3%) | $1,288,796 (-0.89%) Land $300,000 Building $988,796 |
| 2023 | $15,763.00 (+1.68%) Homeowner's exemption | $890,799 (+3%) | $1,300,411 (-3.47%) Land $300,000 Building $1,000,411 |
| 2022 | $15,502.00 Homeowner's exemption | $864,853 | $1,347,103 Land $280,000 Building $1,067,103 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 249 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 3 (2016–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
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